Analysts Offer Predictions for CFG Q3 Earnings

Citizens Financial Group, Inc. (NYSE:CFG) – DA Davidson issued their Q3 2025 EPS estimates for Citizens Financial Group in a note issued to investors on Friday, July 18th. DA Davidson analyst P. Winter anticipates that the bank will post earnings per share of $1.04 for the quarter. DA Davidson currently has a “Buy” rating and a $55.00 target price on the stock. The consensus estimate for Citizens Financial Group’s current full-year earnings is $3.92 per share. DA Davidson also issued estimates for Citizens Financial Group’s FY2025 earnings at $3.83 EPS and FY2026 earnings at $5.01 EPS.

Other equities research analysts also recently issued reports about the company. TD Cowen assumed coverage on Citizens Financial Group in a report on Thursday, May 15th. They issued a “buy” rating and a $57.00 price target for the company. The Goldman Sachs Group dropped their target price on shares of Citizens Financial Group from $55.00 to $48.00 and set a “buy” rating on the stock in a report on Thursday, April 17th. Stephens decreased their price target on shares of Citizens Financial Group from $53.00 to $48.00 and set an “outperform” rating for the company in a report on Monday, April 7th. Truist Financial lowered their price objective on shares of Citizens Financial Group from $51.00 to $43.00 and set a “hold” rating for the company in a research report on Thursday, April 17th. Finally, Argus set a $45.00 price objective on shares of Citizens Financial Group in a research note on Thursday, April 24th. Five research analysts have rated the stock with a hold rating, thirteen have issued a buy rating and one has issued a strong buy rating to the company’s stock. According to MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $50.89.

Citizens Financial Group Trading Down 0.4%

CFG opened at $48.61 on Monday. Citizens Financial Group has a 12-month low of $32.60 and a 12-month high of $49.68. The company has a debt-to-equity ratio of 0.54, a current ratio of 0.85 and a quick ratio of 0.84. The stock has a market capitalization of $21.25 billion, a PE ratio of 14.78, a P/E/G ratio of 0.83 and a beta of 0.76. The firm’s fifty day moving average price is $43.05 and its 200 day moving average price is $42.41.

Citizens Financial Group (NYSE:CFG) last released its earnings results on Thursday, July 17th. The bank reported $0.92 EPS for the quarter, beating the consensus estimate of $0.88 by $0.04. Citizens Financial Group had a return on equity of 6.94% and a net margin of 13.26%. The company had revenue of $2.04 billion during the quarter, compared to analysts’ expectations of $2.01 billion. During the same period in the prior year, the business posted $0.82 EPS. The business’s revenue was up 3.8% on a year-over-year basis.

Institutional Inflows and Outflows

A number of large investors have recently modified their holdings of CFG. Heartland Bank & Trust Co bought a new position in Citizens Financial Group during the 1st quarter valued at $398,000. Sumitomo Mitsui DS Asset Management Company Ltd boosted its stake in Citizens Financial Group by 19.2% during the first quarter. Sumitomo Mitsui DS Asset Management Company Ltd now owns 54,870 shares of the bank’s stock valued at $2,248,000 after buying an additional 8,851 shares in the last quarter. Robeco Institutional Asset Management B.V. boosted its stake in Citizens Financial Group by 425.7% during the first quarter. Robeco Institutional Asset Management B.V. now owns 26,104 shares of the bank’s stock valued at $1,069,000 after buying an additional 21,138 shares in the last quarter. OneDigital Investment Advisors LLC grew its holdings in Citizens Financial Group by 37.9% during the first quarter. OneDigital Investment Advisors LLC now owns 7,126 shares of the bank’s stock worth $292,000 after acquiring an additional 1,957 shares during the period. Finally, World Investment Advisors bought a new stake in Citizens Financial Group in the first quarter worth about $410,000. 94.90% of the stock is owned by institutional investors and hedge funds.

Citizens Financial Group Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Thursday, August 14th. Stockholders of record on Thursday, July 31st will be paid a $0.42 dividend. The ex-dividend date of this dividend is Thursday, July 31st. This represents a $1.68 annualized dividend and a dividend yield of 3.46%. Citizens Financial Group’s payout ratio is 51.06%.

Citizens Financial Group declared that its board has authorized a stock buyback plan on Friday, June 13th that allows the company to buyback $1.50 billion in shares. This buyback authorization allows the bank to buy up to 8.5% of its stock through open market purchases. Stock buyback plans are often an indication that the company’s management believes its stock is undervalued.

About Citizens Financial Group

Citizens Financial Group, Inc operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking.