What is DA Davidson’s Forecast for CBU Q3 Earnings?

Community Financial System, Inc. (NYSE:CBU) – DA Davidson issued their Q3 2025 earnings per share estimates for Community Financial System in a report released on Thursday, July 24th. DA Davidson analyst M. Navas expects that the bank will post earnings of $1.03 per share for the quarter. The consensus estimate for Community Financial System’s current full-year earnings is $4.18 per share.

Community Financial System (NYSE:CBU) last announced its quarterly earnings data on Tuesday, July 22nd. The bank reported $0.97 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.03 by ($0.06). The company had revenue of $199.30 million for the quarter, compared to analysts’ expectations of $201.93 million. Community Financial System had a net margin of 19.91% and a return on equity of 10.71%. The firm’s quarterly revenue was up 8.4% compared to the same quarter last year. During the same quarter in the previous year, the firm posted $0.95 EPS.

Several other research firms have also recently weighed in on CBU. Wall Street Zen upgraded Community Financial System from a “sell” rating to a “hold” rating in a research note on Friday, May 16th. Keefe, Bruyette & Woods decreased their price target on Community Financial System from $69.00 to $67.00 and set a “market perform” rating for the company in a research note on Wednesday.

Community Financial System Stock Down 0.3%

CBU stock opened at $54.29 on Friday. Community Financial System has a 1-year low of $49.44 and a 1-year high of $73.39. The business has a fifty day moving average price of $56.81 and a 200-day moving average price of $58.41. The company has a debt-to-equity ratio of 0.38, a current ratio of 0.76 and a quick ratio of 0.76. The stock has a market capitalization of $2.87 billion, a P/E ratio of 14.79 and a beta of 0.78.

Community Financial System Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Friday, October 10th. Investors of record on Friday, September 12th will be given a dividend of $0.47 per share. This represents a $1.88 dividend on an annualized basis and a yield of 3.46%. The ex-dividend date of this dividend is Friday, September 12th. This is a boost from Community Financial System’s previous quarterly dividend of $0.46. Community Financial System’s dividend payout ratio is 50.14%.

Institutional Trading of Community Financial System

A number of hedge funds have recently bought and sold shares of the company. QRG Capital Management Inc. increased its position in Community Financial System by 2.7% during the second quarter. QRG Capital Management Inc. now owns 6,740 shares of the bank’s stock valued at $383,000 after acquiring an additional 177 shares during the last quarter. Xponance Inc. increased its position in Community Financial System by 4.9% during the first quarter. Xponance Inc. now owns 3,950 shares of the bank’s stock valued at $225,000 after acquiring an additional 186 shares during the last quarter. Park Avenue Securities LLC increased its position in Community Financial System by 5.0% during the second quarter. Park Avenue Securities LLC now owns 4,534 shares of the bank’s stock valued at $258,000 after acquiring an additional 214 shares during the last quarter. Yousif Capital Management LLC increased its position in Community Financial System by 1.2% during the second quarter. Yousif Capital Management LLC now owns 19,665 shares of the bank’s stock valued at $1,118,000 after acquiring an additional 225 shares during the last quarter. Finally, Rise Advisors LLC increased its position in Community Financial System by 48.8% during the first quarter. Rise Advisors LLC now owns 698 shares of the bank’s stock valued at $40,000 after acquiring an additional 229 shares during the last quarter. Hedge funds and other institutional investors own 73.79% of the company’s stock.

Community Financial System Company Profile

Community Bank System, Inc operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits.