William Blair Issues Optimistic Forecast for SOFI Earnings

SoFi Technologies, Inc. (NASDAQ:SOFI) – William Blair raised their Q4 2025 earnings per share estimates for SoFi Technologies in a report released on Tuesday, July 29th. William Blair analyst A. Jeffrey now expects that the company will post earnings of $0.09 per share for the quarter, up from their prior estimate of $0.08. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.26 per share. William Blair also issued estimates for SoFi Technologies’ Q1 2026 earnings at $0.10 EPS and Q3 2026 earnings at $0.15 EPS.

SoFi Technologies (NASDAQ:SOFI) last posted its quarterly earnings results on Tuesday, July 29th. The company reported $0.08 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.06 by $0.02. SoFi Technologies had a return on equity of 4.51% and a net margin of 18.38%. The firm had revenue of $519.37 million during the quarter, compared to analyst estimates of $801.94 million. During the same quarter in the previous year, the firm earned $0.01 EPS. SoFi Technologies’s quarterly revenue was up 42.8% compared to the same quarter last year.

Several other equities research analysts also recently weighed in on the stock. Cowen began coverage on shares of SoFi Technologies in a research report on Friday, July 11th. They set a “hold” rating for the company. Citizens Jmp lowered SoFi Technologies from a “strong-buy” rating to a “market perform” rating in a report on Monday, July 14th. Stephens started coverage on SoFi Technologies in a research note on Thursday, June 12th. They issued an “overweight” rating and a $20.00 price target for the company. JMP Securities reaffirmed a “market perform” rating and set a $17.00 price target on shares of SoFi Technologies in a report on Monday, July 14th. Finally, Keefe, Bruyette & Woods lifted their price objective on SoFi Technologies from $9.00 to $13.00 and gave the stock an “underperform” rating in a report on Thursday, July 10th. Three investment analysts have rated the stock with a sell rating, ten have assigned a hold rating, six have issued a buy rating and one has issued a strong buy rating to the stock. According to data from MarketBeat.com, the stock presently has an average rating of “Hold” and a consensus price target of $18.06.

SoFi Technologies Stock Down 6.0%

Shares of SoFi Technologies stock opened at $21.23 on Friday. The company has a 50-day simple moving average of $17.59 and a two-hundred day simple moving average of $14.87. The stock has a market capitalization of $23.47 billion, a PE ratio of 44.23, a price-to-earnings-growth ratio of 2.68 and a beta of 1.92. SoFi Technologies has a 52-week low of $6.01 and a 52-week high of $25.11. The company has a debt-to-equity ratio of 0.46, a quick ratio of 0.14 and a current ratio of 0.80.

Institutional Inflows and Outflows

A number of large investors have recently made changes to their positions in the stock. CMG Global Holdings LLC lifted its position in shares of SoFi Technologies by 77.8% in the first quarter. CMG Global Holdings LLC now owns 140,389 shares of the company’s stock valued at $1,728,000 after acquiring an additional 61,443 shares in the last quarter. Nicholas Wealth LLC. bought a new position in SoFi Technologies in the 1st quarter worth approximately $993,000. Geode Capital Management LLC grew its holdings in SoFi Technologies by 1.8% during the 4th quarter. Geode Capital Management LLC now owns 17,934,983 shares of the company’s stock valued at $276,288,000 after buying an additional 315,899 shares in the last quarter. Sowell Financial Services LLC purchased a new stake in SoFi Technologies during the 1st quarter valued at approximately $259,000. Finally, MFG Wealth Management Inc. raised its position in shares of SoFi Technologies by 27.7% during the first quarter. MFG Wealth Management Inc. now owns 156,277 shares of the company’s stock valued at $1,818,000 after buying an additional 33,887 shares during the last quarter. 38.43% of the stock is owned by hedge funds and other institutional investors.

Insider Activity at SoFi Technologies

In other SoFi Technologies news, Director Magdalena Yesil sold 87,140 shares of the company’s stock in a transaction that occurred on Tuesday, June 10th. The shares were sold at an average price of $14.39, for a total transaction of $1,253,944.60. Following the completion of the sale, the director directly owned 289,258 shares of the company’s stock, valued at approximately $4,162,422.62. This represents a 23.15% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, CTO Jeremy Rishel sold 66,847 shares of SoFi Technologies stock in a transaction on Friday, June 20th. The stock was sold at an average price of $15.55, for a total transaction of $1,039,470.85. Following the transaction, the chief technology officer owned 724,321 shares in the company, valued at $11,263,191.55. This represents a 8.45% decrease in their position. The disclosure for this sale can be found here. Over the last ninety days, insiders sold 273,181 shares of company stock worth $4,043,240. 2.60% of the stock is owned by company insiders.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.