What is Seaport Res Ptn’s Estimate for Navient Q3 Earnings?

Navient Corporation (NASDAQ:NAVI) – Equities researchers at Seaport Res Ptn boosted their Q3 2025 EPS estimates for shares of Navient in a note issued to investors on Monday, August 4th. Seaport Res Ptn analyst W. Ryan now forecasts that the credit services provider will post earnings of $0.23 per share for the quarter, up from their previous estimate of $0.17. The consensus estimate for Navient’s current full-year earnings is $1.04 per share. Seaport Res Ptn also issued estimates for Navient’s Q4 2025 earnings at $0.37 EPS and FY2026 earnings at $1.40 EPS.

Navient (NASDAQ:NAVI) last posted its earnings results on Wednesday, July 30th. The credit services provider reported $0.21 EPS for the quarter, missing the consensus estimate of $0.27 by ($0.06). Navient had a return on equity of 4.08% and a net margin of 0.89%. The business had revenue of $156.00 million for the quarter, compared to analyst estimates of $156.20 million. During the same quarter in the prior year, the business earned $0.29 earnings per share.

A number of other brokerages also recently issued reports on NAVI. Keefe, Bruyette & Woods dropped their price target on shares of Navient from $16.50 to $15.00 and set a “market perform” rating on the stock in a research report on Thursday, July 31st. Morgan Stanley dropped their target price on shares of Navient from $15.00 to $14.00 and set an “equal weight” rating on the stock in a research report on Thursday, July 31st. TD Cowen cut shares of Navient from a “hold” rating to a “strong sell” rating in a research report on Thursday, May 1st. Jefferies Financial Group cut their price objective on shares of Navient from $14.00 to $12.00 and set a “hold” rating on the stock in a research report on Monday, April 21st. Finally, TD Securities increased their price objective on shares of Navient from $11.00 to $12.00 and gave the stock a “sell” rating in a research report on Thursday, May 1st. Three investment analysts have rated the stock with a sell rating, six have issued a hold rating and one has assigned a strong buy rating to the company. According to data from MarketBeat, Navient currently has a consensus rating of “Hold” and an average target price of $13.56.

Navient Stock Down 1.7%

Shares of NASDAQ NAVI opened at $12.50 on Tuesday. The company has a market capitalization of $1.24 billion, a P/E ratio of 40.32 and a beta of 1.37. Navient has a 52-week low of $10.53 and a 52-week high of $16.97. The company has a debt-to-equity ratio of 16.52, a quick ratio of 9.94 and a current ratio of 9.94. The company’s 50 day moving average price is $13.95 and its 200-day moving average price is $13.40.

Navient Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, June 20th. Stockholders of record on Friday, June 6th were paid a $0.16 dividend. The ex-dividend date was Friday, June 6th. This represents a $0.64 annualized dividend and a dividend yield of 5.1%. Navient’s dividend payout ratio is presently 206.45%.

Institutional Trading of Navient

Several institutional investors have recently made changes to their positions in NAVI. Orbis Allan Gray Ltd increased its holdings in Navient by 29.7% during the first quarter. Orbis Allan Gray Ltd now owns 2,311,785 shares of the credit services provider’s stock worth $29,198,000 after buying an additional 528,716 shares during the last quarter. American Century Companies Inc. increased its holdings in Navient by 7.3% during the first quarter. American Century Companies Inc. now owns 1,954,896 shares of the credit services provider’s stock worth $24,690,000 after buying an additional 132,313 shares during the last quarter. Northern Trust Corp increased its holdings in Navient by 14.6% during the fourth quarter. Northern Trust Corp now owns 1,567,466 shares of the credit services provider’s stock worth $20,832,000 after buying an additional 199,937 shares during the last quarter. Wellington Management Group LLP increased its holdings in Navient by 10.9% during the first quarter. Wellington Management Group LLP now owns 1,459,166 shares of the credit services provider’s stock worth $18,429,000 after buying an additional 143,325 shares during the last quarter. Finally, Charles Schwab Investment Management Inc. increased its holdings in Navient by 32.6% during the first quarter. Charles Schwab Investment Management Inc. now owns 1,439,903 shares of the credit services provider’s stock worth $18,186,000 after buying an additional 353,898 shares during the last quarter. Institutional investors own 97.14% of the company’s stock.

About Navient

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.