Zacks Research Has Pessimistic Outlook of COF Q3 Earnings

Capital One Financial Corporation (NYSE:COF) – Zacks Research reduced their Q3 2025 EPS estimates for Capital One Financial in a note issued to investors on Tuesday, August 12th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings of $3.74 per share for the quarter, down from their previous estimate of $4.15. The consensus estimate for Capital One Financial’s current full-year earnings is $15.65 per share. Zacks Research also issued estimates for Capital One Financial’s Q4 2025 earnings at $3.30 EPS, FY2025 earnings at $16.58 EPS, Q1 2026 earnings at $3.84 EPS, Q2 2026 earnings at $4.13 EPS, Q3 2026 earnings at $4.24 EPS, Q4 2026 earnings at $4.78 EPS, FY2026 earnings at $17.00 EPS, Q1 2027 earnings at $4.95 EPS and Q2 2027 earnings at $5.65 EPS.

Capital One Financial (NYSE:COF) last posted its quarterly earnings data on Tuesday, July 22nd. The financial services provider reported $5.48 earnings per share for the quarter, topping analysts’ consensus estimates of $1.93 by $3.55. The business had revenue of $12.49 billion during the quarter, compared to analyst estimates of $12.72 billion. The firm’s revenue for the quarter was up 31.4% compared to the same quarter last year. During the same period in the previous year, the business earned $3.14 EPS.

A number of other research analysts also recently issued reports on COF. Citigroup boosted their target price on shares of Capital One Financial from $250.00 to $275.00 and gave the company a “buy” rating in a research report on Thursday, July 24th. JPMorgan Chase & Co. upped their price target on shares of Capital One Financial from $245.00 to $248.00 and gave the company a “neutral” rating in a report on Wednesday, July 23rd. TD Cowen raised shares of Capital One Financial from a “hold” rating to a “buy” rating and upped their price target for the company from $184.00 to $258.00 in a report on Tuesday, July 8th. Barclays reaffirmed an “overweight” rating and issued a $253.00 price target (up from $212.00) on shares of Capital One Financial in a report on Monday, June 23rd. Finally, Bank of America upped their price target on shares of Capital One Financial from $223.00 to $233.00 and gave the company a “buy” rating in a report on Wednesday, May 21st. Five equities research analysts have rated the stock with a hold rating, thirteen have given a buy rating and three have assigned a strong buy rating to the stock. According to MarketBeat.com, the company currently has an average rating of “Moderate Buy” and an average target price of $238.81.

Capital One Financial Price Performance

Shares of COF opened at $221.08 on Thursday. The firm has a market capitalization of $141.38 billion, a PE ratio of 113.37, a price-to-earnings-growth ratio of 0.84 and a beta of 1.16. The company has a debt-to-equity ratio of 0.47, a current ratio of 1.02 and a quick ratio of 1.02. Capital One Financial has a 1-year low of $131.55 and a 1-year high of $232.45. The company’s fifty day moving average price is $210.82 and its 200-day moving average price is $193.64.

Capital One Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 2nd. Shareholders of record on Friday, August 15th will be given a $0.60 dividend. The ex-dividend date is Friday, August 15th. This represents a $2.40 dividend on an annualized basis and a dividend yield of 1.1%. Capital One Financial’s dividend payout ratio is 123.08%.

Insiders Place Their Bets

In related news, CAO Timothy P. Golden sold 3,462 shares of the company’s stock in a transaction dated Tuesday, August 12th. The shares were sold at an average price of $210.28, for a total transaction of $727,989.36. Following the completion of the transaction, the chief accounting officer owned 8,987 shares in the company, valued at $1,889,786.36. This represents a 27.81% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, insider Robert M. Alexander sold 10,114 shares of the company’s stock in a transaction dated Wednesday, July 23rd. The stock was sold at an average price of $227.86, for a total transaction of $2,304,576.04. Following the transaction, the insider owned 68,707 shares of the company’s stock, valued at approximately $15,655,577.02. This trade represents a 12.83% decrease in their position. The disclosure for this sale can be found here. Over the last quarter, insiders sold 19,091 shares of company stock worth $4,188,454. Company insiders own 1.26% of the company’s stock.

Institutional Inflows and Outflows

Several hedge funds have recently modified their holdings of COF. WPG Advisers LLC acquired a new position in shares of Capital One Financial during the 1st quarter worth about $25,000. Moisand Fitzgerald Tamayo LLC raised its holdings in Capital One Financial by 103.3% in the 2nd quarter. Moisand Fitzgerald Tamayo LLC now owns 122 shares of the financial services provider’s stock valued at $26,000 after acquiring an additional 62 shares during the last quarter. Olistico Wealth LLC lifted its stake in Capital One Financial by 439.1% in the 2nd quarter. Olistico Wealth LLC now owns 124 shares of the financial services provider’s stock worth $26,000 after purchasing an additional 101 shares in the last quarter. Saudi Central Bank purchased a new position in Capital One Financial in the 1st quarter worth approximately $27,000. Finally, RMG Wealth Management LLC acquired a new position in shares of Capital One Financial during the 2nd quarter worth approximately $27,000. Institutional investors and hedge funds own 89.84% of the company’s stock.

About Capital One Financial

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.