Chiba Bank (OTCMKTS:CHBAY) and BOC Hong Kong (OTCMKTS:BHKLY) Critical Survey

Chiba Bank (OTCMKTS:CHBAY) and BOC Hong Kong (OTCMKTS:BHKLY) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership and profitability.

Profitability

This table compares Chiba Bank and BOC Hong Kong’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chiba Bank	20.18%	6.68%	0.36%
BOC Hong Kong	N/A	N/A	N/A

Earnings & Valuation

This table compares Chiba Bank and BOC Hong Kong”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chiba Bank	$2.38 billion	3.34	$490.11 million	$3.58	13.79
BOC Hong Kong	$20.67 billion	2.35	$4.90 billion	N/A	N/A

BOC Hong Kong has higher revenue and earnings than Chiba Bank.

Volatility & Risk

Chiba Bank has a beta of 0.29, suggesting that its stock price is 71% less volatile than the S&P 500. Comparatively, BOC Hong Kong has a beta of -0.03, suggesting that its stock price is 103% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings for Chiba Bank and BOC Hong Kong, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chiba Bank	0	1	0	0	2.00
BOC Hong Kong	0	1	0	0	2.00

Dividends

Chiba Bank pays an annual dividend of $1.07 per share and has a dividend yield of 2.2%. BOC Hong Kong pays an annual dividend of $7.18 per share and has a dividend yield of 7.8%. Chiba Bank pays out 29.9% of its earnings in the form of a dividend.

Summary

Chiba Bank beats BOC Hong Kong on 5 of the 9 factors compared between the two stocks.

About Chiba Bank

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. The company offers various deposit products, including savings, time deposits, currency deposits, investment trusts, bonds, and pensions; loans, which include mortgages, renovation loans, photovoltaic, vehicle, education, and other loan products; and insurance products, such as annuity, life, medical, student, death, and travel insurance. It also offers debit and credit cards, as well as internet banking services. In addition, the company engages in securities, investment management and advisory, software development, commissioned computation tasks, research and investigation of IT and financial technologies, leasing, operation, and management of investment funds, mergers and acquisition advisory, credit guarantee businesses, management and collection of claims businesses. Further, it provides loan guarantees and fee collection services; accounting, general administration entrustment, and temporary staff services; and is involved in outsourcing of operational business. Additionally, it rents and maintains office buildings and welfare facilities; provides research, survey, and consulting services; purchases and sells supplies and consumer goods; and engages in renewable energy generation. The company serves individuals and corporations. The Chiba Bank, Ltd. was incorporated in 1943 and is headquartered in Chiba City, Japan.

About BOC Hong Kong

BOC Hong Kong (Holdings) Limited, an investment holding company, provides banking and related financial services to corporate and individual customers in Hong Kong, China, and internationally. The company operates through four segments: Personal Banking, Corporate Banking, Treasury, and Insurance. It offers savings, current, and time deposit accounts; mortgage plans; corporate deposits, and payroll and e-cheques services. The company also offers cross-border financial and remittance services; and securities, funds, foreign exchange services, precious metals and FX margin services, currency linked investments, bonds, market information services, monthly savings plans, and structured products, as well as business and personal loans. In addition, it provides business and accident protection, medical, travel and leisure, family protection, RMB, and personal life insurance products; and credit cards. Further, the company offers safe deposit box, e-bill, and payment services; personal and corporate RMB, and RMB clearing bank services; business comprehensive, property, liability, group, and retailer comprehensive insurance plans; small business, asset-pledge, and syndicated loans; accounts receivable, machinery and equipment, SME green, and project financing; cross-border services for corporate customers; business banking, trade finance and services, investment, treasury, corporate collection and payment, e-commerce, and card services; and custody and cash management services. Additionally, it provides wealth management and overdraft services; mandatory provident fund schemes; and private and corporate banking services, as well as internet, phone, and mobile banking services; and trade related products and other credit facilities. BOC Hong Kong (Holdings) Limited was founded in 1917 and is based in Central, Hong Kong. BOC Hong Kong (Holdings) Limited operates as a subsidiary of BOC Hong Kong (BVI) Limited.