Bread Financial (NYSE:BFH) and AGM Group (NASDAQ:AGMH) Head-To-Head Survey

Bread Financial (NYSE:BFH) and AGM Group (NASDAQ:AGMH) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, institutional ownership and earnings.

Analyst Recommendations

This is a breakdown of recent recommendations for Bread Financial and AGM Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bread Financial	3	5	4	0	2.08
AGM Group	0	0	0	0	0.00

Bread Financial currently has a consensus price target of $64.9091, indicating a potential upside of 8.94%. Given Bread Financial’s stronger consensus rating and higher probable upside, equities analysts plainly believe Bread Financial is more favorable than AGM Group.

Volatility and Risk

Bread Financial has a beta of 1.42, indicating that its share price is 42% more volatile than the S&P 500. Comparatively, AGM Group has a beta of 1.33, indicating that its share price is 33% more volatile than the S&P 500.

Institutional and Insider Ownership

99.5% of Bread Financial shares are held by institutional investors. 0.9% of Bread Financial shares are held by insiders. Comparatively, 34.9% of AGM Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares Bread Financial and AGM Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bread Financial	6.05%	13.10%	1.83%
AGM Group	N/A	N/A	N/A

Valuation and Earnings

This table compares Bread Financial and AGM Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bread Financial	$4.80 billion	0.58	$277.00 million	$5.91	10.08
AGM Group	$32.04 million	0.03	$3.12 million	N/A	N/A

Bread Financial has higher revenue and earnings than AGM Group.

Summary

Bread Financial beats AGM Group on 11 of the 12 factors compared between the two stocks.

About Bread Financial

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

About AGM Group

AGM Group Holdings Inc. operates as a technology company, engages in the research and development of blockchain-oriented ASIC chip in Singapore, Hong Kong, and China. The company offers MetaTrader 5, a futures trading solution; and foreign exchange trading system that provides services to financial institutions. It also engages in the research and development, manufacture, and sales of technology hardware. In addition, the company sells cryptocurrency mining machine and standardized computing equipment, and technical support plans, as well as delivers fintech software services. AGM Group Holdings Inc. was incorporated in 2015 and is based in Wan Chai, Hong Kong.