Analyzing Full Truck Alliance (NYSE:YMM) and SunCar Technology Group (NASDAQ:SDA)

Full Truck Alliance (NYSE:YMM) and SunCar Technology Group (NASDAQ:SDA) are both business services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, dividends, valuation, profitability and institutional ownership.

Risk and Volatility

Full Truck Alliance has a beta of 0.2, meaning that its share price is 80% less volatile than the S&P 500. Comparatively, SunCar Technology Group has a beta of 0.14, meaning that its share price is 86% less volatile than the S&P 500.

Valuation & Earnings

This table compares Full Truck Alliance and SunCar Technology Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Full Truck Alliance	$1.54 billion	8.87	$420.57 million	$0.56	23.31
SunCar Technology Group	$441.90 million	0.61	-$68.66 million	N/A	N/A

Full Truck Alliance has higher revenue and earnings than SunCar Technology Group.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Full Truck Alliance and SunCar Technology Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Full Truck Alliance	0	2	2	1	2.80
SunCar Technology Group	0	0	2	0	3.00

Full Truck Alliance currently has a consensus price target of $15.00, suggesting a potential upside of 14.92%. SunCar Technology Group has a consensus price target of $7.75, suggesting a potential upside of 198.08%. Given SunCar Technology Group’s stronger consensus rating and higher probable upside, analysts clearly believe SunCar Technology Group is more favorable than Full Truck Alliance.

Institutional & Insider Ownership

39.0% of Full Truck Alliance shares are held by institutional investors. Comparatively, 0.3% of SunCar Technology Group shares are held by institutional investors. 16.5% of Full Truck Alliance shares are held by insiders. Comparatively, 22.2% of SunCar Technology Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Full Truck Alliance and SunCar Technology Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Full Truck Alliance	34.46%	12.09%	10.98%
SunCar Technology Group	N/A	N/A	N/A

Summary

Full Truck Alliance beats SunCar Technology Group on 9 of the 12 factors compared between the two stocks.

About Full Truck Alliance

Full Truck Alliance Co. Ltd., together with its subsidiaries, operates a digital freight platform that connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types in the People's Republic of China. The company offers freight matching services, such as freight listing and brokerage services; and online transaction services, as well as various value-added services, such as credit solutions, insurance brokerage, software solutions, electronic toll collection, and energy services. It also provides technology development and other services. The company was founded in 2011 and is based in Guiyang, China.

About SunCar Technology Group

SunCar Technology Group Inc., through its subsidiaries, provides digitalized automotive after-sales service and online insurance intermediation services in the People's Republic of China. It operates through three segments: Insurance Intermediation Business; Automotive After-Sales Business; and Technology Business. The company offers customized after-sale services to banking, insurance companies, and other customer types; and auto mobile insurance comprising statutory automobile liability insurance and commercial automobile insurance. In addition, it provides auto insurance SaaS products and other technical services. The company is based in Shanghai, China.