Head-To-Head Contrast: Bank of East Asia (OTCMKTS:BKEAY) and Bankinter (OTCMKTS:BKNIY)

Bank of East Asia (OTCMKTS:BKEAY) and Bankinter (OTCMKTS:BKNIY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, dividends, valuation, earnings and profitability.

Analyst Ratings

This is a summary of current ratings and price targets for Bank of East Asia and Bankinter, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of East Asia	1	0	0	0	1.00
Bankinter	1	3	0	0	1.75

Earnings and Valuation

This table compares Bank of East Asia and Bankinter”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of East Asia	$5.67 billion	0.70	$590.75 million	N/A	N/A
Bankinter	$5.44 billion	N/A	$1.03 billion	$1.22	12.70

Bankinter has lower revenue, but higher earnings than Bank of East Asia.

Profitability

This table compares Bank of East Asia and Bankinter’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bank of East Asia	N/A	N/A	N/A
Bankinter	20.63%	17.35%	0.85%

Volatility & Risk

Bank of East Asia has a beta of 0.3, meaning that its share price is 70% less volatile than the S&P 500. Comparatively, Bankinter has a beta of 0.19, meaning that its share price is 81% less volatile than the S&P 500.

Dividends

Bank of East Asia pays an annual dividend of $0.08 per share and has a dividend yield of 5.3%. Bankinter pays an annual dividend of $0.43 per share and has a dividend yield of 2.8%. Bankinter pays out 35.2% of its earnings in the form of a dividend.

Summary

Bankinter beats Bank of East Asia on 5 of the 9 factors compared between the two stocks.

About Bank of East Asia

The Bank of East Asia, Limited, together with its subsidiaries, provides various banking and related financial services. Its personal banking services include corporate, individual, savings, current, time deposit, and supreme accounts; and time deposits, foreign currency deposits, MAS services, and auto-payroll products, as well as safe deposit boxes and remittance services. The company also provides corporate banking services, such as SME loans and financing guarantee schemes; corporate and commercial financing products, including syndicated and construction loans, acquisition and structured financing, working capital financing, share financing and IPO-related loans, and commercial mortgages; trade finance services and expert trade solutions; factoring services; import and export trade finance; guarantee services; eTradeConnect that allows buyers and sellers to connect, transact, share information, and submit applications for financing through a single platform; cash management services; corporate wealth management products; foreign exchange and treasury products; and marine cargo, property, trade credit, employee compensation, life, savings, and endowment insurance plans. In addition, it offers private banking services comprising investment advisory services; investment solutions, such as unit trusts, linked deposits, currency trading and management, global equities and bonds investments, structured products, and options and derivatives; portfolio management services; securities and futures broking services; cyber banking, credit cards, and ATM; and various international services. The company operates outlets in Hong Kong, rest of Greater China, Singapore, Malaysia, the United Kingdom, and the United States. The Bank of East Asia, Limited was incorporated in 1918 and is headquartered in Central, Hong Kong.

About Bankinter

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. It offers payroll, pension, business, salary, non-salary, youth salary, current, currency, professional, basic, and management accounts; deposit products; and mortgages and loan products, as well as financing services. The company also provides saving and investment products, including profiled funds, sustainable investment funds, other managers funds, pension funds, and themed funds, as well as funds for beginners; regular investment plans; and advisory, customized investment, wealth management, and alternative investment products and services. In addition, it offers accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as estate administration, switch, asset management, accounts management, and transfer services, as well as real estate and brokerage services. Additionally, it offers retail, personal, private, commercial, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is based in Madrid, Spain.