Financial Survey: Peoples-Sidney Financial (OTCMKTS:PPSF) vs. Great Southern Bancorp (NASDAQ:GSBC)

Great Southern Bancorp (NASDAQ:GSBC) and Peoples-Sidney Financial (OTCMKTS:PPSF) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, risk, earnings, institutional ownership, analyst recommendations, profitability and dividends.

Profitability

This table compares Great Southern Bancorp and Peoples-Sidney Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Great Southern Bancorp	19.18%	11.17%	1.15%
Peoples-Sidney Financial	N/A	N/A	N/A

Institutional and Insider Ownership

41.7% of Great Southern Bancorp shares are owned by institutional investors. 27.9% of Great Southern Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Great Southern Bancorp and Peoples-Sidney Financial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Great Southern Bancorp	$226.53 million	3.14	$61.81 million	$5.87	10.68
Peoples-Sidney Financial	N/A	N/A	N/A	N/A	N/A

Great Southern Bancorp has higher revenue and earnings than Peoples-Sidney Financial.

Analyst Ratings

This is a summary of current recommendations and price targets for Great Southern Bancorp and Peoples-Sidney Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Great Southern Bancorp	0	2	0	0	2.00
Peoples-Sidney Financial	0	0	0	0	0.00

Great Southern Bancorp currently has a consensus target price of $60.50, suggesting a potential downside of 3.52%. Given Great Southern Bancorp’s stronger consensus rating and higher probable upside, equities analysts plainly believe Great Southern Bancorp is more favorable than Peoples-Sidney Financial.

Summary

Great Southern Bancorp beats Peoples-Sidney Financial on 8 of the 8 factors compared between the two stocks.

About Great Southern Bancorp

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. The company was founded in 1923 and is headquartered in Springfield, Missouri.

About Peoples-Sidney Financial

Peoples-Sidney Financial Corporation, together with its subsidiary, Peoples Federal Savings and Loan Association, provides financial services. Its deposit products include checking, savings, term certificate, NOW, and money market accounts, as well as non interest-bearing demand deposits, certificates of deposit, and IRAs. The company's lending products comprise residential mortgage loans, including conventional, purchase, refinance, second mortgage, home equity, construction, construction for permanent financing, home improvement, FHA, USDA, and VA loans; land loans; commercial business loans comprising business lines of credit, commercial real estate, investment property, and equipment purchase loans; personal loans, such as vehicle, vacation, recreational vehicle, boat, motorcycle, and credit card consolidation loans; and agriculture loans, such as farm real estate loans, loans for equipment purchases, and farm operating lines of credit. It also offers night depository, safety deposit box, notary, reorder checks, online and mobile banking, debit card, wire transfer, and direct deposit services. The company operates through its main office in Sidney, Ohio; and branch offices in Sidney, Anna, and Jackson Center, Ohio. Peoples-Sidney Financial Corporation was founded in 1886 and is based in Sidney, Ohio.