AIFU (NASDAQ:AIFU) & Corebridge Financial (NYSE:CRBG) Critical Contrast

AIFU (NASDAQ:AIFU) and Corebridge Financial (NYSE:CRBG) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, valuation, institutional ownership, risk, profitability, dividends and analyst recommendations.

Analyst Ratings

This is a breakdown of recent recommendations for AIFU and Corebridge Financial, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIFU	0	0	0	0	0.00
Corebridge Financial	0	3	8	0	2.73

Corebridge Financial has a consensus target price of $40.80, indicating a potential upside of 30.10%. Given Corebridge Financial’s stronger consensus rating and higher possible upside, analysts plainly believe Corebridge Financial is more favorable than AIFU.

Profitability

This table compares AIFU and Corebridge Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AIFU	N/A	N/A	N/A
Corebridge Financial	-1.80%	22.06%	0.74%

Volatility and Risk

AIFU has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500. Comparatively, Corebridge Financial has a beta of 1.06, indicating that its share price is 6% more volatile than the S&P 500.

Earnings & Valuation

This table compares AIFU and Corebridge Financial”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIFU	$247.81 million	0.07	$62.33 million	$0.73	7.89
Corebridge Financial	$19.58 billion	0.86	$2.23 billion	($0.61)	-51.41

Corebridge Financial has higher revenue and earnings than AIFU. Corebridge Financial is trading at a lower price-to-earnings ratio than AIFU, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

26.7% of AIFU shares are held by institutional investors. Comparatively, 98.3% of Corebridge Financial shares are held by institutional investors. 25.6% of AIFU shares are held by insiders. Comparatively, 0.3% of Corebridge Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Corebridge Financial beats AIFU on 10 of the 14 factors compared between the two stocks.

About AIFU

AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.

About Corebridge Financial

Corebridge Financial, Inc. provides retirement solutions and insurance products in the United States. The company operates through Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets segments. The Individual Retirement segment provides fixed annuities, fixed index annuities, variable annuities, and retail mutual funds. The Group Retirement segment offers record-keeping services, plan administration and compliance services, and financial planning and advisory solutions to employer-defined contribution plans and their participants, as well as proprietary and non-proprietary annuities, advisory services, and brokerage products. The Life Insurance segment offers term life and universal life insurance in the United States, as well as issues individual life, whole life, and group life insurance in the United Kingdom; and distributes medical insurance in Ireland. The Institutional Markets segment provides stable value wraps, structured settlement and pension risk transfer annuities, corporate and bank owned life insurance, private placement variable universal life and annuities products, and guaranteed investment contracts. The company was formerly known as SAFG Retirement Services, Inc. Corebridge Financial, Inc. was incorporated in 1998 and is headquartered in Houston, Texas. The company operates as a subsidiary of American International Group, Inc.