FirstSun Capital Bancorp (NASDAQ:FSUN – Get Free Report) and Enterprise Financial Services (NASDAQ:EFSC – Get Free Report) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, dividends and valuation.
Profitability
This table compares FirstSun Capital Bancorp and Enterprise Financial Services’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| FirstSun Capital Bancorp | 15.99% | 9.24% | 1.19% |
| Enterprise Financial Services | 21.28% | 11.19% | 1.29% |
Valuation and Earnings
This table compares FirstSun Capital Bancorp and Enterprise Financial Services”s gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| FirstSun Capital Bancorp | $549.33 million | 1.92 | $75.63 million | $3.13 | 12.12 |
| Enterprise Financial Services | $552.16 million | 3.98 | $185.27 million | $5.27 | 11.28 |
Enterprise Financial Services has higher revenue and earnings than FirstSun Capital Bancorp. Enterprise Financial Services is trading at a lower price-to-earnings ratio than FirstSun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.
Analyst Recommendations
This is a summary of recent recommendations for FirstSun Capital Bancorp and Enterprise Financial Services, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| FirstSun Capital Bancorp | 0 | 0 | 4 | 0 | 3.00 |
| Enterprise Financial Services | 0 | 0 | 3 | 0 | 3.00 |
FirstSun Capital Bancorp presently has a consensus target price of $46.00, indicating a potential upside of 21.31%. Enterprise Financial Services has a consensus target price of $64.33, indicating a potential upside of 8.18%. Given FirstSun Capital Bancorp’s higher probable upside, analysts clearly believe FirstSun Capital Bancorp is more favorable than Enterprise Financial Services.
Insider & Institutional Ownership
72.2% of Enterprise Financial Services shares are owned by institutional investors. 12.5% of FirstSun Capital Bancorp shares are owned by insiders. Comparatively, 2.3% of Enterprise Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
Risk and Volatility
FirstSun Capital Bancorp has a beta of 1.02, indicating that its stock price is 2% more volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 0.92, indicating that its stock price is 8% less volatile than the S&P 500.
Summary
Enterprise Financial Services beats FirstSun Capital Bancorp on 8 of the 13 factors compared between the two stocks.
About FirstSun Capital Bancorp
FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.
About Enterprise Financial Services
Enterprise Financial Services Corp operates as the holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers primarily in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, agricultural, consumer, and other loan products. In addition, it offers treasury management and international trade services; tax credit brokerage services; life insurance premium and sponsor finance; tax credit related lending; other deposit accounts, such as community associations, property management, third party escrow, and trust services; treasury management product and services; customized solutions and products; cash management; fiduciary, investment management, and financial advisory services; and customer hedging products, including international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay services, fraud detection and prevention, automated payables, check image, and statement and document imaging; and controlled disbursements, repurchase agreements, and sweep investment accounts. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
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