Huntington Bancshares (NASDAQ:HBAN) vs. FirstSun Capital Bancorp (NASDAQ:FSUN) Head to Head Survey

FirstSun Capital Bancorp (NASDAQ:FSUN) and Huntington Bancshares (NASDAQ:HBAN) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, earnings, dividends, profitability, institutional ownership and valuation.

Analyst Ratings

This is a summary of recent recommendations and price targets for FirstSun Capital Bancorp and Huntington Bancshares, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstSun Capital Bancorp	0	0	4	0	3.00
Huntington Bancshares	1	3	15	2	2.86

FirstSun Capital Bancorp currently has a consensus price target of $46.00, indicating a potential upside of 15.03%. Huntington Bancshares has a consensus price target of $18.89, indicating a potential upside of 8.47%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe FirstSun Capital Bancorp is more favorable than Huntington Bancshares.

Valuation & Earnings

This table compares FirstSun Capital Bancorp and Huntington Bancshares”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstSun Capital Bancorp	$549.33 million	2.03	$75.63 million	$3.13	12.78
Huntington Bancshares	$11.96 billion	2.12	$1.94 billion	$1.35	12.90

Huntington Bancshares has higher revenue and earnings than FirstSun Capital Bancorp. FirstSun Capital Bancorp is trading at a lower price-to-earnings ratio than Huntington Bancshares, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares FirstSun Capital Bancorp and Huntington Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FirstSun Capital Bancorp	15.99%	9.24%	1.19%
Huntington Bancshares	17.36%	11.81%	1.06%

Insider and Institutional Ownership

80.7% of Huntington Bancshares shares are owned by institutional investors. 12.5% of FirstSun Capital Bancorp shares are owned by company insiders. Comparatively, 0.9% of Huntington Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk & Volatility

FirstSun Capital Bancorp has a beta of 1.02, indicating that its stock price is 2% more volatile than the S&P 500. Comparatively, Huntington Bancshares has a beta of 0.97, indicating that its stock price is 3% less volatile than the S&P 500.

Summary

Huntington Bancshares beats FirstSun Capital Bancorp on 9 of the 15 factors compared between the two stocks.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

About Huntington Bancshares

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. It also provides 24-hour grace, asterisk-free checking, money scout, $50 safety zone, standby cash, early pay, instant access, savings goal getter, and Huntington heads up; digitally powered consumer and business financial solutions to consumer lending, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans, as well as dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. The company offers equipment financing, asset-based lending, distribution finance, structured lending, and municipal financing solutions, as well as Huntington ChoicePay. In addition, it offers lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.