Reviewing Till Capital (OTCMKTS:TILCF) and Hannover Ruck (OTCMKTS:HVRRY)

Till Capital (OTCMKTS:TILCF) and Hannover Ruck (OTCMKTS:HVRRY) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, dividends, risk, earnings and valuation.

Analyst Ratings

This is a summary of recent recommendations and price targets for Till Capital and Hannover Ruck, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Till Capital	0	0	0	0	0.00
Hannover Ruck	1	1	0	2	2.75

Profitability

This table compares Till Capital and Hannover Ruck’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Till Capital	N/A	-17.79%	-17.59%
Hannover Ruck	9.33%	19.77%	3.50%

Volatility & Risk

Till Capital has a beta of -0.48, indicating that its share price is 148% less volatile than the S&P 500. Comparatively, Hannover Ruck has a beta of 0.47, indicating that its share price is 53% less volatile than the S&P 500.

Earnings and Valuation

This table compares Till Capital and Hannover Ruck”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Till Capital	N/A	N/A	-$2.10 million	($0.55)	-3.31
Hannover Ruck	$28.55 billion	1.26	$2.52 billion	$3.76	13.19

Hannover Ruck has higher revenue and earnings than Till Capital. Till Capital is trading at a lower price-to-earnings ratio than Hannover Ruck, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

0.0% of Hannover Ruck shares are held by institutional investors. 27.5% of Till Capital shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Hannover Ruck beats Till Capital on 11 of the 12 factors compared between the two stocks.

About Till Capital

Till Capital Corporation, together with its subsidiaries, engages in the mineral exploration activities in Canada and the United States. The company explores for silver, gold, and other deposits. It owns various mineral royalties and exploration property option agreements. The company was incorporated in 2012 and is based in Vancouver, Canada.

About Hannover Ruck

Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services in Germany, the United Kingdom, France, Europe, the United States, Asia, Australia, Africa, and internationally. It operates through Property & Casualty Reinsurance; and Life & Health Reinsurance segments. The company provides property and casualty reinsurance solutions for agricultural, livestock, and bloodstock; aviation and space; catastrophe XL; credit, surety, and political risks; facultative; and marine and offshore energy businesses, as well as insurance-linked securities and structured reinsurance. It offers risk solutions in the areas of critical illness, disability, health, longevity, long term care, and mortality. In addition, the company offers group life, retirement, lifestyle, credit life, and Takaful reinsurance products. Further, the company provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and reinsurance and solvency II businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. Hannover Rück SE was founded in 1966 and is based in Hanover, Germany. Hannover Rück SE operates as a subsidiary of Talanx AG.