What is Seaport Res Ptn’s Estimate for Affirm Q1 Earnings?

Affirm Holdings, Inc. (NASDAQ:AFRM) – Analysts at Seaport Res Ptn decreased their Q1 2027 earnings estimates for Affirm in a research note issued to investors on Monday, October 13th. Seaport Res Ptn analyst J. Cantwell now forecasts that the company will earn $0.11 per share for the quarter, down from their previous estimate of $0.12. The consensus estimate for Affirm’s current full-year earnings is ($0.18) per share. Seaport Res Ptn also issued estimates for Affirm’s Q2 2027 earnings at $0.11 EPS, Q3 2027 earnings at $0.29 EPS and FY2027 earnings at $0.77 EPS.

AFRM has been the topic of a number of other reports. Susquehanna raised their price objective on shares of Affirm from $65.00 to $76.00 and gave the stock a “positive” rating in a report on Wednesday, July 23rd. The Goldman Sachs Group dropped their price objective on shares of Affirm from $105.00 to $94.00 and set a “buy” rating on the stock in a report on Monday. UBS Group raised their price objective on shares of Affirm from $56.00 to $85.00 and gave the stock a “neutral” rating in a report on Friday, August 29th. Redburn Partners set a $101.00 price objective on shares of Affirm in a report on Monday, October 6th. Finally, Needham & Company LLC restated a “hold” rating on shares of Affirm in a report on Wednesday, July 2nd. Two investment analysts have rated the stock with a Strong Buy rating, nineteen have given a Buy rating and ten have assigned a Hold rating to the company’s stock. Based on data from MarketBeat, Affirm currently has a consensus rating of “Moderate Buy” and a consensus price target of $86.00.

Affirm Stock Down 0.4%

Shares of NASDAQ:AFRM opened at $72.92 on Tuesday. Affirm has a 52 week low of $30.90 and a 52 week high of $100.00. The company has a debt-to-equity ratio of 2.55, a quick ratio of 11.54 and a current ratio of 11.54. The company has a 50 day moving average price of $80.16 and a two-hundred day moving average price of $64.38. The company has a market capitalization of $23.75 billion, a PE ratio of 560.97, a PEG ratio of 4.84 and a beta of 3.58.

Affirm (NASDAQ:AFRM) last issued its earnings results on Thursday, August 28th. The company reported $0.20 EPS for the quarter, beating the consensus estimate of $0.11 by $0.09. Affirm had a net margin of 1.62% and a return on equity of 1.80%. The firm had revenue of $876.42 million during the quarter, compared to the consensus estimate of $834.94 million. During the same quarter in the prior year, the firm earned ($0.14) earnings per share. The business’s quarterly revenue was up 32.9% on a year-over-year basis. Affirm has set its FY 2026 guidance at EPS. Q1 2026 guidance at EPS.

Insiders Place Their Bets

In other Affirm news, CEO Max R. Levchin sold 651,713 shares of the stock in a transaction on Monday, September 22nd. The shares were sold at an average price of $89.27, for a total value of $58,178,419.51. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this link. Also, CAO Siphelele Jiyane sold 25,533 shares of the stock in a transaction on Thursday, September 4th. The shares were sold at an average price of $90.71, for a total transaction of $2,316,098.43. Following the completion of the sale, the chief accounting officer owned 226,467 shares of the company’s stock, valued at approximately $20,542,821.57. This represents a 10.13% decrease in their position. The disclosure for this sale can be found here. Insiders have sold 1,844,552 shares of company stock valued at $154,885,240 in the last quarter. Company insiders own 11.82% of the company’s stock.

Institutional Trading of Affirm

Large investors have recently added to or reduced their stakes in the company. Mirae Asset Global Investments Co. Ltd. lifted its stake in Affirm by 2,800.2% in the first quarter. Mirae Asset Global Investments Co. Ltd. now owns 46,084 shares of the company’s stock valued at $2,083,000 after acquiring an additional 44,495 shares during the last quarter. GraniteShares Advisors LLC acquired a new stake in Affirm in the second quarter valued at $554,000. Lecap Asset Management Ltd. lifted its stake in Affirm by 97.6% in the second quarter. Lecap Asset Management Ltd. now owns 21,485 shares of the company’s stock valued at $1,485,000 after acquiring an additional 10,611 shares during the last quarter. Toth Financial Advisory Corp acquired a new stake in Affirm in the second quarter valued at $705,000. Finally, Truist Financial Corp lifted its stake in Affirm by 236.6% in the second quarter. Truist Financial Corp now owns 60,725 shares of the company’s stock valued at $4,199,000 after acquiring an additional 42,686 shares during the last quarter. Institutional investors and hedge funds own 69.29% of the company’s stock.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.