Comparing INTERNATIONAL MONEY EXPRESS (NASDAQ:IMXI) and Pax Global Tech (OTCMKTS:PXGYF)

Pax Global Tech (OTCMKTS:PXGYF) and INTERNATIONAL MONEY EXPRESS (NASDAQ:IMXI) are both small-cap business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, valuation, earnings, analyst recommendations, risk, institutional ownership and dividends.

Volatility & Risk

Pax Global Tech has a beta of 0.45, indicating that its share price is 55% less volatile than the S&P 500. Comparatively, INTERNATIONAL MONEY EXPRESS has a beta of 0.9, indicating that its share price is 10% less volatile than the S&P 500.

Profitability

This table compares Pax Global Tech and INTERNATIONAL MONEY EXPRESS’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Pax Global Tech	N/A	N/A	N/A
INTERNATIONAL MONEY EXPRESS	8.01%	42.08%	12.03%

Analyst Ratings

This is a summary of current recommendations and price targets for Pax Global Tech and INTERNATIONAL MONEY EXPRESS, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pax Global Tech	0	0	0	0	0.00
INTERNATIONAL MONEY EXPRESS	0	6	2	0	2.25

INTERNATIONAL MONEY EXPRESS has a consensus target price of $19.60, indicating a potential upside of 33.15%. Given INTERNATIONAL MONEY EXPRESS’s stronger consensus rating and higher probable upside, analysts clearly believe INTERNATIONAL MONEY EXPRESS is more favorable than Pax Global Tech.

Institutional and Insider Ownership

86.7% of INTERNATIONAL MONEY EXPRESS shares are owned by institutional investors. 5.1% of INTERNATIONAL MONEY EXPRESS shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Pax Global Tech and INTERNATIONAL MONEY EXPRESS”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pax Global Tech	$774.67 million	0.93	$91.46 million	N/A	N/A
INTERNATIONAL MONEY EXPRESS	$658.65 million	0.66	$58.82 million	$1.64	8.98

Pax Global Tech has higher revenue and earnings than INTERNATIONAL MONEY EXPRESS.

Summary

INTERNATIONAL MONEY EXPRESS beats Pax Global Tech on 9 of the 12 factors compared between the two stocks.

About Pax Global Tech

PAX Global Technology Limited, an investment holding company, develops and sells electronic funds transfer point-of-sale products in Hong Kong, the People's Republic of China, the United States, and Italy. Its E-payment terminal products include smart E-payment solutions; and android smartPOS, android smart tablet, unattended payment products, PINpad, and Minipigs and mPOS. The company also develops MAXSTORE, a cloud-based Software as a Service platform that provides one-stop terminal management and valu-added services; paxRhino, a key injection service; and CyberLab, a payment application cloud test platform that provides professional one-stop online debugging and testing service. In addition, it offers payment solutions services, and maintenance and installation services. PAX Global Technology Limited was founded in 2000 and is headquartered in Wan Chai, Hong Kong.

About INTERNATIONAL MONEY EXPRESS

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.