Sun Hung Kai and (OTCMKTS:SHGKY) and Atlanticus (NASDAQ:ATLC) Head to Head Contrast

Sun Hung Kai and (OTCMKTS:SHGKY) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.

Profitability

This table compares Sun Hung Kai and and Atlanticus’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Sun Hung Kai and	N/A	N/A	N/A
Atlanticus	8.51%	24.20%	3.72%

Institutional & Insider Ownership

14.2% of Atlanticus shares are owned by institutional investors. 51.8% of Atlanticus shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Sun Hung Kai and and Atlanticus”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sun Hung Kai and	$492.43 million	1.62	$48.42 million	N/A	N/A
Atlanticus	$1.31 billion	0.63	$111.30 million	$5.69	9.66

Atlanticus has higher revenue and earnings than Sun Hung Kai and.

Risk and Volatility

Sun Hung Kai and has a beta of 0.12, meaning that its stock price is 88% less volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2.15, meaning that its stock price is 115% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and target prices for Sun Hung Kai and and Atlanticus, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sun Hung Kai and	0	0	0	0	0.00
Atlanticus	0	2	5	0	2.71

Atlanticus has a consensus price target of $76.60, suggesting a potential upside of 39.35%. Given Atlanticus’ stronger consensus rating and higher possible upside, analysts clearly believe Atlanticus is more favorable than Sun Hung Kai and.

Summary

Atlanticus beats Sun Hung Kai and on 11 of the 12 factors compared between the two stocks.

About Sun Hung Kai and

Sun Hung Kai & Co. Limited, an investment holding company, provides financial services primarily in Hong Kong and the People's Republic of China. The company operates through Consumer Finance, Private Credit, Mortgage Loans, Investment Management, and Group Management and Support segments. It offers unsecured loan to individuals and businesses through branches and online platforms; and first mortgage and second mortgage loans to property owners, as well as customized financing solutions to property investors. The company also engages in the public markets, alternative, and real estate investment activities. In addition, it offers secretarial, financial consultancy, enterprise management, nominee, money lending, asset management, property investment, securities trading, marketing planning, and fund management services. Sun Hung Kai & Co. Limited was incorporated in 1969 and is headquartered in Causeway Bay, Hong Kong. Sun Hung Kai & Co. Limited is a subsidiary of AP Emerald Limited.

About Atlanticus

Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.