LiveWorld (OTCMKTS:LVWD) versus CreditRiskMonitor.com (OTCMKTS:CRMZ) Financial Survey

Valuation and Earnings

This table compares LiveWorld and CreditRiskMonitor.com”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LiveWorld	$11.35 million	N/A	$60,000.00	$0.01	10.00
CreditRiskMonitor.com	$19.81 million	1.47	$1.67 million	$0.16	16.88

CreditRiskMonitor.com has higher revenue and earnings than LiveWorld. LiveWorld is trading at a lower price-to-earnings ratio than CreditRiskMonitor.com, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares LiveWorld and CreditRiskMonitor.com’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
LiveWorld	2.97%	6.81%	3.98%
CreditRiskMonitor.com	9.04%	16.29%	7.15%

Volatility & Risk

LiveWorld has a beta of 0.38, indicating that its share price is 62% less volatile than the S&P 500. Comparatively, CreditRiskMonitor.com has a beta of 0.24, indicating that its share price is 76% less volatile than the S&P 500.

Summary

CreditRiskMonitor.com beats LiveWorld on 7 of the 8 factors compared between the two stocks.

About LiveWorld

LiveWorld, Inc., a digital agency and software company, provides social media and technology solutions for pharmaceuticals, healthcare, and financial-travel service industries. It offers consulting, strategy, and creative solutions with human agents for moderation, engagement, customer care, and adverse events management, as well as conversation management software, and chatbots for digital campaigns and social media programs. The company was formerly known as Talk City, Inc. and changed its name to Liveworld, Inc. in May 2001. Liveworld, Inc. was incorporated in 1996 and is headquartered in Campbell, California.

About CreditRiskMonitor.com

CreditRiskMonitor.com, Inc. engages in the provision of interactive business-to-business software-as-a-service (Saas) subscription products for corporate credit and procurement professionals in the United States. The company's products include CreditRiskMonitor product provides subscribers with unlimited usage and coverage of public and private companies, featuring multi-period spreads of financial reports and ratio analysis, credit risk scores, payment-behavior scores, trend reports, peer analysis, and credit limit recommendations, as well as up-to-date financial news screened specifically for materiality in credit evaluation; and SupplyChainMonitor, creates a risk management solution built specifically for procurement, supply chain, sourcing, and finance personnel involved in the supplier lifecycle, risk assessment, and ongoing risk monitoring. It also offers add-on subscription services, including Credit Limit Service product, available on the CreditRiskMonitor platform product, helps subscribers manage credit line limits for their customers, in light of changes in the customers' financial strength; Financial Statement Processing, and Confidential Financial Statement Tool products, provides subscribers a flexible option to help ease their process in the data entry and standardization of private company financial statements, as well as provides private company FRISK scores; and Confidential Financial Statement Portal, allows subscribers to invite their private company counterparties to enter or upload confidential financial statements to standardize and score to provide private company FRISK scores. The company was incorporated in 1977 and is based in Valley Cottage, New York. CreditRiskMonitor.com, Inc. operates as a subsidiary of Flum Partners.