Equities Analysts Issue Forecasts for BCML Q4 Earnings

Bay Commercial Bank (NASDAQ:BCML) – Equities researchers at DA Davidson issued their Q4 2025 earnings estimates for Bay Commercial Bank in a research report issued on Tuesday, October 28th. DA Davidson analyst G. Tenner expects that the company will post earnings per share of $0.66 for the quarter. DA Davidson currently has a “Buy” rating and a $32.00 price objective on the stock. The consensus estimate for Bay Commercial Bank’s current full-year earnings is $2.48 per share. DA Davidson also issued estimates for Bay Commercial Bank’s FY2026 earnings at $2.62 EPS.

Bay Commercial Bank (NASDAQ:BCML) last announced its earnings results on Thursday, October 23rd. The company reported $0.46 earnings per share for the quarter, missing analysts’ consensus estimates of $0.52 by ($0.06). Bay Commercial Bank had a net margin of 16.51% and a return on equity of 7.07%. The business had revenue of $25.66 million for the quarter, compared to the consensus estimate of $23.67 million.

Separately, Weiss Ratings reaffirmed a “buy (b)” rating on shares of Bay Commercial Bank in a research note on Wednesday, October 8th. Two research analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company’s stock. According to data from MarketBeat, Bay Commercial Bank currently has an average rating of “Moderate Buy” and an average price target of $31.50.

Bay Commercial Bank Price Performance

Shares of NASDAQ BCML opened at $27.19 on Wednesday. Bay Commercial Bank has a fifty-two week low of $22.22 and a fifty-two week high of $30.96. The company has a 50 day simple moving average of $29.00 and a two-hundred day simple moving average of $27.80. The company has a market capitalization of $296.91 million, a price-to-earnings ratio of 12.95 and a beta of 0.53. The company has a debt-to-equity ratio of 0.22, a quick ratio of 1.05 and a current ratio of 1.05.

Bay Commercial Bank Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Thursday, October 9th. Investors of record on Thursday, September 11th were issued a $0.25 dividend. This is an increase from Bay Commercial Bank’s previous quarterly dividend of $0.20. This represents a $1.00 annualized dividend and a yield of 3.7%. The ex-dividend date was Thursday, September 11th. Bay Commercial Bank’s dividend payout ratio is 47.62%.

Institutional Investors Weigh In On Bay Commercial Bank

Several institutional investors and hedge funds have recently added to or reduced their stakes in BCML. Woodward Diversified Capital LLC purchased a new stake in Bay Commercial Bank in the first quarter worth approximately $755,000. American Century Companies Inc. boosted its stake in shares of Bay Commercial Bank by 40.7% during the 1st quarter. American Century Companies Inc. now owns 90,121 shares of the company’s stock worth $2,268,000 after acquiring an additional 26,070 shares during the last quarter. LSV Asset Management boosted its stake in shares of Bay Commercial Bank by 35.7% during the 2nd quarter. LSV Asset Management now owns 88,211 shares of the company’s stock worth $2,444,000 after acquiring an additional 23,211 shares during the last quarter. Nuveen LLC purchased a new position in shares of Bay Commercial Bank during the 1st quarter worth $524,000. Finally, Strs Ohio purchased a new position in shares of Bay Commercial Bank during the 1st quarter worth $501,000. Hedge funds and other institutional investors own 66.16% of the company’s stock.

About Bay Commercial Bank

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection.