Contrasting Cheche Group (NASDAQ:CCG) and Health In Tech (NASDAQ:HIT)

Cheche Group (NASDAQ:CCG) and Health In Tech (NASDAQ:HIT) are both small-cap financial services companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, earnings, institutional ownership, risk, analyst recommendations and profitability.

Earnings and Valuation

This table compares Cheche Group and Health In Tech”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cheche Group	$475.82 million	0.14	-$8.52 million	($0.11)	-9.55
Health In Tech	$26.69 million	5.60	$1.13 million	$0.02	132.50

Health In Tech has lower revenue, but higher earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than Health In Tech, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Cheche Group and Health In Tech’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Health In Tech	N/A	N/A	N/A

Institutional & Insider Ownership

19.8% of Cheche Group shares are held by institutional investors. 1.4% of Cheche Group shares are held by company insiders. Comparatively, 77.7% of Health In Tech shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Cheche Group and Health In Tech, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	0	0	0	1.00
Health In Tech	1	0	0	1	2.50

Health In Tech has a consensus price target of $2.50, suggesting a potential downside of 5.66%. Given Health In Tech’s stronger consensus rating and higher probable upside, analysts plainly believe Health In Tech is more favorable than Cheche Group.

Summary

Health In Tech beats Cheche Group on 8 of the 10 factors compared between the two stocks.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.

About Health In Tech

Health in Tech, Inc. engages in the provision of insurance technology platforms which offer a marketplace of processes in the healthcare industry. Its services include Stone Mountain Risk, eDIYBS, HI Card, HI Performance Network, and Ancillary Products. The company was founded by Tim Johnson in 2014 and is headquartered in Stuart, FL.