Northpointe Bancshares (NPB) vs. Its Peers Critical Contrast

Northpointe Bancshares (NYSE:NPB) is one of 69 public companies in the “FIN – SVGS & LOAN” industry, but how does it contrast to its competitors? We will compare Northpointe Bancshares to related companies based on the strength of its valuation, dividends, profitability, analyst recommendations, earnings, risk and institutional ownership.

Insider & Institutional Ownership

50.0% of shares of all “FIN – SVGS & LOAN” companies are owned by institutional investors. 18.4% of Northpointe Bancshares shares are owned by company insiders. Comparatively, 8.9% of shares of all “FIN – SVGS & LOAN” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Northpointe Bancshares and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Northpointe Bancshares	N/A	N/A	N/A
Northpointe Bancshares Competitors	12.00%	4.86%	0.77%

Dividends

Northpointe Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.6%. Northpointe Bancshares pays out 6.4% of its earnings in the form of a dividend. As a group, “FIN – SVGS & LOAN” companies pay a dividend yield of 2.8% and pay out 29.4% of their earnings in the form of a dividend.

Earnings and Valuation

This table compares Northpointe Bancshares and its competitors gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Northpointe Bancshares	$390.45 million	$55.16 million	10.10
Northpointe Bancshares Competitors	$210.55 million	$34.74 million	16.53

Northpointe Bancshares has higher revenue and earnings than its competitors. Northpointe Bancshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a summary of current ratings for Northpointe Bancshares and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northpointe Bancshares	1	1	2	0	2.25
Northpointe Bancshares Competitors	531	1650	845	41	2.13

Northpointe Bancshares presently has a consensus target price of $18.92, indicating a potential upside of 19.35%. As a group, “FIN – SVGS & LOAN” companies have a potential upside of 17.86%. Given Northpointe Bancshares’ stronger consensus rating and higher possible upside, equities analysts clearly believe Northpointe Bancshares is more favorable than its competitors.

About Northpointe Bancshares

Northpointe Bancshares, Inc. operates as a bank holding company. It offers a nationwide mortgage purchase program, residential mortgage loans, digital deposit banking to retail customers and custodial deposit services. The company was founded by Charles A. Williams in 1998 and is headquartered in Grand Rapids, MI.