Financial Contrast: Northpointe Bancshares (NPB) and Its Peers

Northpointe Bancshares (NYSE:NPB) is one of 69 public companies in the “FIN – SVGS & LOAN” industry, but how does it contrast to its peers? We will compare Northpointe Bancshares to similar companies based on the strength of its institutional ownership, valuation, risk, analyst recommendations, earnings, dividends and profitability.

Profitability

This table compares Northpointe Bancshares and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Northpointe Bancshares	N/A	N/A	N/A
Northpointe Bancshares Competitors	12.00%	4.86%	0.77%

Institutional and Insider Ownership

50.0% of shares of all “FIN – SVGS & LOAN” companies are owned by institutional investors. 18.4% of Northpointe Bancshares shares are owned by company insiders. Comparatively, 8.9% of shares of all “FIN – SVGS & LOAN” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Northpointe Bancshares and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northpointe Bancshares	1	1	2	0	2.25
Northpointe Bancshares Competitors	532	1650	845	42	2.13

Northpointe Bancshares currently has a consensus price target of $18.92, suggesting a potential upside of 19.75%. As a group, “FIN – SVGS & LOAN” companies have a potential upside of 18.65%. Given Northpointe Bancshares’ stronger consensus rating and higher possible upside, research analysts clearly believe Northpointe Bancshares is more favorable than its peers.

Valuation & Earnings

This table compares Northpointe Bancshares and its peers revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Northpointe Bancshares	$390.45 million	$55.16 million	10.06
Northpointe Bancshares Competitors	$210.55 million	$34.74 million	16.37

Northpointe Bancshares has higher revenue and earnings than its peers. Northpointe Bancshares is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Dividends

Northpointe Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.6%. Northpointe Bancshares pays out 6.4% of its earnings in the form of a dividend. As a group, “FIN – SVGS & LOAN” companies pay a dividend yield of 2.9% and pay out 29.4% of their earnings in the form of a dividend.

Northpointe Bancshares Company Profile

Northpointe Bancshares, Inc. operates as a bank holding company. It offers a nationwide mortgage purchase program, residential mortgage loans, digital deposit banking to retail customers and custodial deposit services. The company was founded by Charles A. Williams in 1998 and is headquartered in Grand Rapids, MI.