Colony Bankcorp (CBAN) and Its Peers Head-To-Head Analysis

Colony Bankcorp (NYSE:CBAN) is one of 87 public companies in the “BANKS – SOUTHEAST” industry, but how does it contrast to its competitors? We will compare Colony Bankcorp to related companies based on the strength of its analyst recommendations, profitability, valuation, risk, dividends, institutional ownership and earnings.

Profitability

This table compares Colony Bankcorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Colony Bankcorp	15.07%	10.67%	0.98%
Colony Bankcorp Competitors	16.58%	9.98%	1.05%

Risk and Volatility

Colony Bankcorp has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500. Comparatively, Colony Bankcorp’s competitors have a beta of 0.64, indicating that their average share price is 36% less volatile than the S&P 500.

Earnings and Valuation

This table compares Colony Bankcorp and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Colony Bankcorp	$126.05 million	$23.87 million	10.38
Colony Bankcorp Competitors	$602.73 million	$154.64 million	14.00

Colony Bankcorp’s competitors have higher revenue and earnings than Colony Bankcorp. Colony Bankcorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

Colony Bankcorp pays an annual dividend of $0.46 per share and has a dividend yield of 2.8%. Colony Bankcorp pays out 28.9% of its earnings in the form of a dividend. As a group, “BANKS – SOUTHEAST” companies pay a dividend yield of 2.1% and pay out 24.1% of their earnings in the form of a dividend.

Institutional and Insider Ownership

50.4% of Colony Bankcorp shares are owned by institutional investors. Comparatively, 50.4% of shares of all “BANKS – SOUTHEAST” companies are owned by institutional investors. 6.6% of Colony Bankcorp shares are owned by company insiders. Comparatively, 12.5% of shares of all “BANKS – SOUTHEAST” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current ratings for Colony Bankcorp and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Colony Bankcorp	0	0	1	0	3.00
Colony Bankcorp Competitors	466	2412	2158	114	2.37

As a group, “BANKS – SOUTHEAST” companies have a potential upside of 16.25%. Given Colony Bankcorp’s competitors higher possible upside, analysts plainly believe Colony Bankcorp has less favorable growth aspects than its competitors.

Summary

Colony Bankcorp competitors beat Colony Bankcorp on 10 of the 15 factors compared.

About Colony Bankcorp

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.