Financial Analysis: FB Bancorp (FBLA) vs. The Competition

FB Bancorp (NASDAQ:FBLA) is one of 87 publicly-traded companies in the “BANKS – SOUTHEAST” industry, but how does it contrast to its rivals? We will compare FB Bancorp to related businesses based on the strength of its earnings, profitability, valuation, risk, analyst recommendations, institutional ownership and dividends.

Valuation & Earnings

This table compares FB Bancorp and its rivals revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
FB Bancorp	$85.90 million	-$6.21 million	79.73
FB Bancorp Competitors	$604.66 million	$154.64 million	13.03

FB Bancorp’s rivals have higher revenue and earnings than FB Bancorp. FB Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Analyst Ratings

This is a breakdown of current ratings for FB Bancorp and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Bancorp	1	0	0	0	1.00
FB Bancorp Competitors	469	2421	2163	116	2.37

As a group, “BANKS – SOUTHEAST” companies have a potential upside of 18.77%. Given FB Bancorp’s rivals stronger consensus rating and higher possible upside, analysts clearly believe FB Bancorp has less favorable growth aspects than its rivals.

Profitability

This table compares FB Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FB Bancorp	-3.08%	-0.81%	-0.22%
FB Bancorp Competitors	16.58%	9.98%	1.05%

Institutional and Insider Ownership

50.4% of shares of all “BANKS – SOUTHEAST” companies are held by institutional investors. 2.2% of FB Bancorp shares are held by company insiders. Comparatively, 12.6% of shares of all “BANKS – SOUTHEAST” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

FB Bancorp rivals beat FB Bancorp on 11 of the 12 factors compared.

FB Bancorp Company Profile

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.