Heartland BancCorp. (OTCMKTS:HLAN) versus FirstSun Capital Bancorp (NASDAQ:FSUN) Head-To-Head Contrast

FirstSun Capital Bancorp (NASDAQ:FSUN) and Heartland BancCorp. (OTCMKTS:HLAN) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, risk, valuation, profitability, institutional ownership and dividends.

Profitability

This table compares FirstSun Capital Bancorp and Heartland BancCorp.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FirstSun Capital Bancorp	15.94%	9.00%	1.17%
Heartland BancCorp.	N/A	N/A	N/A

Analyst Ratings

This is a summary of recent recommendations and price targets for FirstSun Capital Bancorp and Heartland BancCorp., as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstSun Capital Bancorp	0	1	3	0	2.75
Heartland BancCorp.	0	0	0	0	0.00

FirstSun Capital Bancorp currently has a consensus price target of $42.67, indicating a potential upside of 25.82%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher possible upside, equities research analysts plainly believe FirstSun Capital Bancorp is more favorable than Heartland BancCorp..

Institutional & Insider Ownership

7.5% of Heartland BancCorp. shares are held by institutional investors. 12.5% of FirstSun Capital Bancorp shares are held by company insiders. Comparatively, 22.7% of Heartland BancCorp. shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Earnings & Valuation

This table compares FirstSun Capital Bancorp and Heartland BancCorp.”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstSun Capital Bancorp	$549.33 million	1.72	$75.63 million	$3.16	10.73
Heartland BancCorp.	$119.21 million	2.74	$20.26 million	$9.76	16.39

FirstSun Capital Bancorp has higher revenue and earnings than Heartland BancCorp.. FirstSun Capital Bancorp is trading at a lower price-to-earnings ratio than Heartland BancCorp., indicating that it is currently the more affordable of the two stocks.

Summary

FirstSun Capital Bancorp beats Heartland BancCorp. on 8 of the 13 factors compared between the two stocks.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

About Heartland BancCorp.

Heartland BancCorp operates as the bank holding company for Heartland Bank that provides various banking and financial services to individual and corporate customers. The company offers personal and business checking and savings accounts. It also provides various lending solutions comprising agricultural loans, commercial and business lending, home and personal loans, and title services. In addition, the company offers online banking, treasury management, credit and debit card, and mobile wallet services. Further, it provides education planning, insurance, wealth management, and retirement planning services. Heartland BancCorp was founded in 1911 and is based in Whitehall, Ohio.