Contrasting Hamilton Insurance Group (NYSE:HG) and Zurich Insurance Group (OTCMKTS:ZURVY)

Hamilton Insurance Group (NYSE:HG) and Zurich Insurance Group (OTCMKTS:ZURVY) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

Insider & Institutional Ownership

29.2% of Hamilton Insurance Group shares are held by institutional investors. Comparatively, 0.0% of Zurich Insurance Group shares are held by institutional investors. 17.5% of Hamilton Insurance Group shares are held by insiders. Comparatively, 0.0% of Zurich Insurance Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Hamilton Insurance Group and Zurich Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	15.95%	15.07%	4.46%
Zurich Insurance Group	N/A	N/A	N/A

Volatility and Risk

Hamilton Insurance Group has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.59, indicating that its share price is 41% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and price targets for Hamilton Insurance Group and Zurich Insurance Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	2	7	1	2.90
Zurich Insurance Group	2	2	0	0	1.50

Hamilton Insurance Group currently has a consensus target price of $28.63, suggesting a potential upside of 8.37%. Given Hamilton Insurance Group’s stronger consensus rating and higher possible upside, research analysts clearly believe Hamilton Insurance Group is more favorable than Zurich Insurance Group.

Valuation and Earnings

This table compares Hamilton Insurance Group and Zurich Insurance Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$2.33 billion	1.12	$400.43 million	$4.20	6.29
Zurich Insurance Group	$59.51 billion	1.76	$5.81 billion	N/A	N/A

Zurich Insurance Group has higher revenue and earnings than Hamilton Insurance Group.

Summary

Hamilton Insurance Group beats Zurich Insurance Group on 10 of the 13 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.