MetLife (NYSE:MET) & Oscar Health (NYSE:OSCR) Head-To-Head Contrast

MetLife (NYSE:MET) and Oscar Health (NYSE:OSCR) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, valuation, profitability, risk and dividends.

Institutional & Insider Ownership

95.0% of MetLife shares are held by institutional investors. Comparatively, 75.7% of Oscar Health shares are held by institutional investors. 0.4% of MetLife shares are held by company insiders. Comparatively, 24.4% of Oscar Health shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of current ratings and price targets for MetLife and Oscar Health, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetLife	0	3	8	1	2.83
Oscar Health	4	6	1	0	1.73

MetLife currently has a consensus target price of $94.60, indicating a potential upside of 15.25%. Oscar Health has a consensus target price of $15.57, indicating a potential downside of 6.20%. Given MetLife’s stronger consensus rating and higher probable upside, research analysts plainly believe MetLife is more favorable than Oscar Health.

Profitability

This table compares MetLife and Oscar Health’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MetLife	5.30%	21.00%	0.85%
Oscar Health	-2.16%	-21.50%	-4.28%

Risk and Volatility

MetLife has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500. Comparatively, Oscar Health has a beta of 1.88, meaning that its stock price is 88% more volatile than the S&P 500.

Earnings & Valuation

This table compares MetLife and Oscar Health”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetLife	$70.80 billion	0.76	$4.43 billion	$5.31	15.46
Oscar Health	$9.18 billion	0.48	$25.43 million	($1.12)	-14.82

MetLife has higher revenue and earnings than Oscar Health. Oscar Health is trading at a lower price-to-earnings ratio than MetLife, indicating that it is currently the more affordable of the two stocks.

Summary

MetLife beats Oscar Health on 13 of the 15 factors compared between the two stocks.

About MetLife

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through six segments: Retirement and Income Solutions; Group Benefits; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.

About Oscar Health

Oscar Health, Inc. operates as a health insurance in the United States. The company offers health plans in individual and small group markets, as well as +Oscar, a technology driven platform that help providers and payors directly enable their shift to value-based care. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.