Everest Group (NYSE:EG) and Goosehead Insurance (NASDAQ:GSHD) Head to Head Survey

Goosehead Insurance (NASDAQ:GSHD) and Everest Group (NYSE:EG) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, earnings, risk, institutional ownership, profitability, analyst recommendations and valuation.

Volatility and Risk

Goosehead Insurance has a beta of 1.52, suggesting that its stock price is 52% more volatile than the S&P 500. Comparatively, Everest Group has a beta of 0.39, suggesting that its stock price is 61% less volatile than the S&P 500.

Insider and Institutional Ownership

92.6% of Everest Group shares are held by institutional investors. 48.4% of Goosehead Insurance shares are held by insiders. Comparatively, 1.1% of Everest Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares Goosehead Insurance and Everest Group”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Goosehead Insurance	$314.51 million	8.32	$30.43 million	$1.13	62.83
Everest Group	$17.28 billion	0.80	$1.37 billion	$13.13	25.01

Everest Group has higher revenue and earnings than Goosehead Insurance. Everest Group is trading at a lower price-to-earnings ratio than Goosehead Insurance, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of current ratings and price targets for Goosehead Insurance and Everest Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Goosehead Insurance	1	6	6	0	2.38
Everest Group	1	12	5	0	2.22

Goosehead Insurance presently has a consensus target price of $92.20, suggesting a potential upside of 29.86%. Everest Group has a consensus target price of $367.87, suggesting a potential upside of 12.01%. Given Goosehead Insurance’s stronger consensus rating and higher possible upside, analysts plainly believe Goosehead Insurance is more favorable than Everest Group.

Profitability

This table compares Goosehead Insurance and Everest Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Goosehead Insurance	8.55%	-34.60%	8.55%
Everest Group	3.12%	3.74%	0.92%

Summary

Goosehead Insurance beats Everest Group on 9 of the 14 factors compared between the two stocks.

About Goosehead Insurance

Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers homeowner’s, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2023, it operated 1,415 franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.

About Everest Group

Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. The company operates through two segment, Insurance and Reinsurance. The Reinsurance segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents in the United States, Bermuda, Canada, Europe, South America, Singapore, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and accident and health, specialty underwriters, eversports and entertainment, and surety and credit, marine and aviation, as well as structured and property hybrid solutions. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.