Contrasting Synchrony Financial (NYSE:SYF) & Top KingWin (NASDAQ:WAI)

Top KingWin (NASDAQ:WAI) and Synchrony Financial (NYSE:SYF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, profitability, institutional ownership, dividends, earnings and analyst recommendations.

Analyst Recommendations

This is a summary of current ratings for Top KingWin and Synchrony Financial, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Top KingWin	1	0	0	0	1.00
Synchrony Financial	0	11	11	1	2.57

Synchrony Financial has a consensus target price of $82.56, indicating a potential downside of 2.28%. Given Synchrony Financial’s stronger consensus rating and higher probable upside, analysts clearly believe Synchrony Financial is more favorable than Top KingWin.

Risk and Volatility

Top KingWin has a beta of 2.37, meaning that its share price is 137% more volatile than the S&P 500. Comparatively, Synchrony Financial has a beta of 1.46, meaning that its share price is 46% more volatile than the S&P 500.

Profitability

This table compares Top KingWin and Synchrony Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Top KingWin	N/A	N/A	N/A
Synchrony Financial	15.84%	22.96%	2.99%

Insider and Institutional Ownership

53.4% of Top KingWin shares are held by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are held by institutional investors. 0.3% of Synchrony Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Top KingWin and Synchrony Financial”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Top KingWin	$3.75 million	1.12	-$8.15 million	N/A	N/A
Synchrony Financial	$22.65 billion	1.34	$3.50 billion	$9.16	9.22

Synchrony Financial has higher revenue and earnings than Top KingWin.

Summary

Synchrony Financial beats Top KingWin on 12 of the 13 factors compared between the two stocks.

About Top KingWin

Top KingWin Ltd is a provider of capital market related education and support services, as well as advisory and transaction services principally in China. Top KingWin Ltd is based in GUANGZHOU, China.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.