Reviewing Onfolio (NASDAQ:ONFO) & Jumia Technologies (NYSE:JMIA)

Jumia Technologies (NYSE:JMIA) and Onfolio (NASDAQ:ONFO) are both small-cap retail/wholesale companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, dividends, valuation, earnings, risk, analyst recommendations and profitability.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Jumia Technologies and Onfolio, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jumia Technologies	1	0	3	0	2.50
Onfolio	1	0	0	0	1.00

Jumia Technologies currently has a consensus price target of $17.00, suggesting a potential upside of 42.55%. Given Jumia Technologies’ stronger consensus rating and higher probable upside, analysts plainly believe Jumia Technologies is more favorable than Onfolio.

Volatility & Risk

Jumia Technologies has a beta of 2.28, indicating that its share price is 128% more volatile than the S&P 500. Comparatively, Onfolio has a beta of 2.72, indicating that its share price is 172% more volatile than the S&P 500.

Valuation & Earnings

This table compares Jumia Technologies and Onfolio”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jumia Technologies	$173.22 million	8.43	-$99.09 million	N/A	N/A
Onfolio	$7.86 million	0.42	-$1.77 million	($0.46)	-1.39

Onfolio has lower revenue, but higher earnings than Jumia Technologies.

Institutional & Insider Ownership

16.5% of Jumia Technologies shares are owned by institutional investors. Comparatively, 0.8% of Onfolio shares are owned by institutional investors. 1.9% of Jumia Technologies shares are owned by insiders. Comparatively, 32.4% of Onfolio shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Profitability

This table compares Jumia Technologies and Onfolio’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jumia Technologies	-40.86%	-116.72%	-42.14%
Onfolio	-17.18%	-43.97%	-21.36%

About Jumia Technologies

Jumia Technologies AG operates an e-commerce platform in West Africa, North Africa, East and South Africa, Europe, the United Arab Emirates, and internationally. The company’s platform consists of marketplace that connects sellers with customers; logistics service, which enables the shipment and delivery of packages from sellers to consumers; and payment service, which facilitates transactions to participants active on the company’s platform in selected markets under the JumiaPay name. Its marketplace offers various products in a range of categories, including phones, electronics, home and living, fashion, beauty, and fast-moving consumer goods; and various digital lifestyle services, such as utility bills payment, airtime recharge, gaming and entertainment, and transport ticketing, as well as financial services comprising micro-loans, insurance, and savings products. The company was formerly known as Africa Internet Holding GmbH and changed its name to Jumia Technologies AG in January 2019. Jumia Technologies AG was incorporated in 2012 and is headquartered in Berlin, Germany.

About Onfolio

Onfolio Holdings, Inc. acquires and develops internet businesses. It provides website management, digital, advertising, and content placement services on its websites; and product sales on various sites. The company was founded in 2019 and is based in Wilmington, Delaware.