Baldwin Insurance Group (NASDAQ:BWIN) vs. AIA (OTCMKTS:AAGIY) Financial Survey

AIA (OTCMKTS:AAGIY) and Baldwin Insurance Group (NASDAQ:BWIN) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, earnings, profitability, analyst recommendations, risk and valuation.

Risk & Volatility

AIA has a beta of 0.25, meaning that its share price is 75% less volatile than the S&P 500. Comparatively, Baldwin Insurance Group has a beta of 1.38, meaning that its share price is 38% more volatile than the S&P 500.

Profitability

This table compares AIA and Baldwin Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AIA	N/A	N/A	N/A
Baldwin Insurance Group	-1.89%	12.65%	3.67%

Earnings & Valuation

This table compares AIA and Baldwin Insurance Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIA	$19.31 billion	5.58	$6.84 billion	N/A	N/A
Baldwin Insurance Group	$1.39 billion	2.05	-$24.52 million	($0.43)	-55.88

AIA has higher revenue and earnings than Baldwin Insurance Group.

Insider and Institutional Ownership

0.2% of AIA shares are held by institutional investors. Comparatively, 77.5% of Baldwin Insurance Group shares are held by institutional investors. 18.5% of Baldwin Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for AIA and Baldwin Insurance Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIA	0	0	0	0	0.00
Baldwin Insurance Group	1	5	3	0	2.22

Baldwin Insurance Group has a consensus price target of $36.57, suggesting a potential upside of 52.19%. Given Baldwin Insurance Group’s stronger consensus rating and higher possible upside, analysts clearly believe Baldwin Insurance Group is more favorable than AIA.

Summary

Baldwin Insurance Group beats AIA on 8 of the 12 factors compared between the two stocks.

About AIA

AIA Group Limited, together with its subsidiaries, provides life insurance based financial services. The company offers life insurance, accident, and health insurance and savings plans; and employee benefits, credit life, and pension services to corporate clients. It is also involved in the distribution of investment and other financial services products. The company sells its products through a network of agents and partners in Mainland China, Hong Kong, Macau, Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan, Brunei, Vietnam, and India. AIA Group Limited was founded in 1919 and is based in Wan Chai, Hong Kong.

About Baldwin Insurance Group

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.