First Northern Community Bancorp (OTCMKTS:FNRN) and First Northwest Bancorp (NASDAQ:FNWB) Head-To-Head Comparison

First Northwest Bancorp (NASDAQ:FNWB) and First Northern Community Bancorp (OTCMKTS:FNRN) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, institutional ownership, earnings and risk.

Profitability

This table compares First Northwest Bancorp and First Northern Community Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Northwest Bancorp	2.67%	2.10%	0.15%
First Northern Community Bancorp	24.07%	10.97%	1.11%

Earnings & Valuation

This table compares First Northwest Bancorp and First Northern Community Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Northwest Bancorp	$124.95 million	0.70	-$6.61 million	$0.36	25.75
First Northern Community Bancorp	$84.67 million	2.48	$20.03 million	$1.31	10.20

First Northern Community Bancorp has lower revenue, but higher earnings than First Northwest Bancorp. First Northern Community Bancorp is trading at a lower price-to-earnings ratio than First Northwest Bancorp, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

66.1% of First Northwest Bancorp shares are held by institutional investors. Comparatively, 17.9% of First Northern Community Bancorp shares are held by institutional investors. 5.5% of First Northwest Bancorp shares are held by insiders. Comparatively, 11.8% of First Northern Community Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Risk and Volatility

First Northwest Bancorp has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, First Northern Community Bancorp has a beta of 0.08, meaning that its share price is 92% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings for First Northwest Bancorp and First Northern Community Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Northwest Bancorp	1	2	2	0	2.20
First Northern Community Bancorp	0	0	0	0	0.00

First Northwest Bancorp presently has a consensus price target of $13.50, indicating a potential upside of 45.63%. Given First Northwest Bancorp’s stronger consensus rating and higher probable upside, equities analysts plainly believe First Northwest Bancorp is more favorable than First Northern Community Bancorp.

About First Northwest Bancorp

First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. The company accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. It also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. First Northwest Bancorp operates branch offices in Clallam, Jefferson, King, Kitsap, and Whatcom Counties, Washington. First Northwest Bancorp was founded in 1923 and is based in Port Angeles, Washington.

About First Northern Community Bancorp

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market deposit accounts, and time deposits. It also offers commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. In addition, the company provides debit and credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; and equipment leasing, merchant card processing, payroll, and international banking services through third parties. Further, it offers cashier's checks, safe deposit boxes, and other customary banking services. The company operates branches located in the cities of Auburn, Colusa, Davis, Dixon, Fairfield, Orland, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, Willows, and Woodland; satellite banking office inside a retirement community in the city of Davis; residential mortgage loan office in Davis; and commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.