Head to Head Comparison: ProGreen Properties (OTCMKTS:PGUS) & Upstart (NASDAQ:UPST)

Upstart (NASDAQ:UPST) and ProGreen Properties (OTCMKTS:PGUS) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, earnings, risk, dividends, profitability and analyst recommendations.

Earnings & Valuation

This table compares Upstart and ProGreen Properties”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upstart	$636.53 million	7.01	-$128.58 million	$0.22	208.36
ProGreen Properties	N/A	N/A	N/A	N/A	N/A

ProGreen Properties has lower revenue, but higher earnings than Upstart.

Profitability

This table compares Upstart and ProGreen Properties’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Upstart	3.33%	3.68%	1.02%
ProGreen Properties	N/A	N/A	N/A

Analyst Recommendations

This is a summary of current ratings for Upstart and ProGreen Properties, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upstart	2	5	5	0	2.25
ProGreen Properties	0	0	0	0	0.00

Upstart currently has a consensus target price of $60.50, suggesting a potential upside of 31.98%. Given Upstart’s stronger consensus rating and higher possible upside, equities analysts clearly believe Upstart is more favorable than ProGreen Properties.

Institutional and Insider Ownership

63.0% of Upstart shares are held by institutional investors. 16.7% of Upstart shares are held by insiders. Comparatively, 4.3% of ProGreen Properties shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Upstart beats ProGreen Properties on 9 of the 9 factors compared between the two stocks.

About Upstart

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

About ProGreen Properties

ProGreen US, Inc., together with its subsidiaries, focuses on agricultural operations and residential real estate development activities in Baja California, Mexico. The company was formerly known as ProGreen Properties, Inc. and changed its name to ProGreen US, Inc. in July 2016. ProGreen US, Inc. was founded in 1982 and is based in San Diego, California.