Armor Investment Advisors LLC Reduces Stock Holdings in Visa Inc. $V

Armor Investment Advisors LLC trimmed its position in shares of Visa Inc. (NYSE:V) by 32.9% in the 3rd quarter, according to its most recent disclosure with the Securities & Exchange Commission. The firm owned 7,867 shares of the credit-card processor’s stock after selling 3,855 shares during the quarter. Visa accounts for approximately 0.9% of Armor Investment Advisors LLC’s investment portfolio, making the stock its 26th largest position. Armor Investment Advisors LLC’s holdings in Visa were worth $2,686,000 at the end of the most recent reporting period.

A number of other hedge funds have also recently modified their holdings of the business. Ascent Wealth Partners LLC grew its stake in Visa by 0.5% in the 3rd quarter. Ascent Wealth Partners LLC now owns 27,222 shares of the credit-card processor’s stock worth $9,293,000 after acquiring an additional 127 shares in the last quarter. Community Financial Services Group LLC raised its position in shares of Visa by 1.1% in the 3rd quarter. Community Financial Services Group LLC now owns 41,941 shares of the credit-card processor’s stock worth $14,318,000 after acquiring an additional 450 shares in the last quarter. Global Retirement Partners LLC lifted its position in shares of Visa by 10.8% during the third quarter. Global Retirement Partners LLC now owns 50,342 shares of the credit-card processor’s stock valued at $17,186,000 after buying an additional 4,903 shares during the last quarter. Capital Advisors Inc. OK boosted its stake in Visa by 3.0% in the third quarter. Capital Advisors Inc. OK now owns 139,853 shares of the credit-card processor’s stock valued at $47,743,000 after acquiring an additional 4,086 shares in the last quarter. Finally, Davis Capital Management purchased a new position in Visa during the 3rd quarter worth $2,370,000. Institutional investors own 82.15% of the company’s stock.

Analyst Ratings Changes

Several analysts have weighed in on V shares. Morgan Stanley set a $398.00 price target on Visa and gave the company an “overweight” rating in a research note on Wednesday, October 29th. Macquarie decreased their price objective on shares of Visa from $425.00 to $410.00 and set an “outperform” rating for the company in a research report on Wednesday, October 29th. Wells Fargo & Company upgraded Visa to a “strong-buy” rating in a research report on Wednesday, October 22nd. Bank of America upgraded Visa from a “neutral” rating to a “buy” rating and set a $382.00 price objective on the stock in a report on Thursday, December 11th. Finally, KeyCorp reaffirmed an “overweight” rating and set a $405.00 target price on shares of Visa in a report on Wednesday, October 22nd. Five equities research analysts have rated the stock with a Strong Buy rating, nineteen have assigned a Buy rating and four have issued a Hold rating to the company. Based on data from MarketBeat, the stock currently has a consensus rating of “Buy” and an average target price of $402.52.

Visa News Summary

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa-backed crypto card spending surged in 2025 (Dune Analytics): total net spend rose ~525% from $14.6M in Jan to $91.3M in Dec, and Visa has expanded stablecoin settlement across multiple chains — a tangible new revenue/volume opportunity. Consumer Crypto Spending Grows in 2026 as Visa Reports Major Card Growth
• Positive Sentiment: Analyst/industry pieces emphasize Visa’s durable competitive moat: massive global network, transaction‑based economics and growing value‑added services that benefit as cash use declines — supportive for long‑term revenue and margins. Why Does Visa Continue to Sit at the Center of Digital Payments?
• Positive Sentiment: Visa is pushing product-level wins (digital-wallet onboarding and credentialing) that can increase card activation and usage — a strategic, operational catalyst for future transaction volumes. Visa Says Better Onboarding Decides Who Wins the Digital Wallet
• Neutral Sentiment: Coverage in investor lists (dividend/long‑term growth features) reinforces buy‑and‑hold sentiment but is more likely to support steady demand than trigger immediate price moves. 5 Dividend Stocks to Hold for the Next 25 Years
• Negative Sentiment: Insider sale: CEO Ryan McInerney sold 10,485 shares (about $3.66M) and cut his stake roughly 52.7% — a near‑term negative signal that some investors watch closely, though such sales often reflect diversification or tax planning. Insider Sale: Ryan McInerney

Visa Price Performance

Shares of V opened at $353.84 on Tuesday. The stock has a market cap of $644.61 billion, a PE ratio of 34.66, a P/E/G ratio of 2.04 and a beta of 0.81. The company has a debt-to-equity ratio of 0.53, a current ratio of 1.08 and a quick ratio of 1.08. Visa Inc. has a 1-year low of $299.00 and a 1-year high of $375.51. The firm has a 50-day simple moving average of $339.27 and a two-hundred day simple moving average of $343.88.

Visa (NYSE:V) last released its quarterly earnings results on Tuesday, October 28th. The credit-card processor reported $2.98 EPS for the quarter, topping the consensus estimate of $2.97 by $0.01. Visa had a return on equity of 60.31% and a net margin of 50.15%.The business had revenue of $10.72 billion during the quarter, compared to analyst estimates of $10.60 billion. During the same period last year, the business posted $2.71 earnings per share. The company’s quarterly revenue was up 11.5% on a year-over-year basis. As a group, analysts forecast that Visa Inc. will post 11.3 EPS for the current year.

Visa Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Monday, December 1st. Shareholders of record on Wednesday, November 12th were issued a dividend of $0.67 per share. This is a boost from Visa’s previous quarterly dividend of $0.59. The ex-dividend date was Wednesday, November 12th. This represents a $2.68 dividend on an annualized basis and a yield of 0.8%. Visa’s dividend payout ratio (DPR) is currently 26.25%.

Insider Activity

In other Visa news, CEO Ryan Mcinerney sold 10,485 shares of the business’s stock in a transaction that occurred on Friday, January 2nd. The shares were sold at an average price of $349.18, for a total transaction of $3,661,152.30. Following the completion of the transaction, the chief executive officer owned 9,401 shares in the company, valued at $3,282,641.18. The trade was a 52.73% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, insider Paul D. Fabara sold 2,172 shares of the business’s stock in a transaction on Friday, November 21st. The stock was sold at an average price of $325.93, for a total transaction of $707,919.96. Following the transaction, the insider owned 26,413 shares of the company’s stock, valued at approximately $8,608,789.09. The trade was a 7.60% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last three months, insiders have sold 24,042 shares of company stock worth $8,247,289. Corporate insiders own 0.12% of the company’s stock.

About Visa

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.