M&T Bank (MTB) to Release Earnings on Friday

M&T Bank (NYSE:MTB) is anticipated to announce its Q4 2025 results before the market opens on Friday, January 16th. Analysts expect the company to announce earnings of $4.47 per share and revenue of $2.4731 billion for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 16, 2026 at 8:00 AM ET.

M&T Bank (NYSE:MTB) last issued its earnings results on Wednesday, March 9th. The financial services provider reported $3.54 earnings per share for the quarter. M&T Bank had a net margin of 20.91% and a return on equity of 10.62%. The company had revenue of $1.54 billion for the quarter. On average, analysts expect M&T Bank to post $17 EPS for the current fiscal year and $19 EPS for the next fiscal year.

M&T Bank Trading Up 1.9%

Shares of MTB stock opened at $213.59 on Friday. The company has a quick ratio of 0.97, a current ratio of 0.97 and a debt-to-equity ratio of 0.49. The business has a fifty day simple moving average of $195.92 and a 200-day simple moving average of $194.36. M&T Bank has a fifty-two week low of $150.75 and a fifty-two week high of $215.49. The stock has a market cap of $32.83 billion, a P/E ratio of 13.15, a P/E/G ratio of 0.89 and a beta of 0.59.

M&T Bank Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Wednesday, December 31st. Investors of record on Monday, December 1st were paid a $1.50 dividend. The ex-dividend date of this dividend was Monday, December 1st. This represents a $6.00 annualized dividend and a yield of 2.8%. M&T Bank’s payout ratio is presently 36.95%.

M&T Bank News Summary

Here are the key news stories impacting M&T Bank this week:

• Positive Sentiment: TD Cowen raised its price target to $250 and kept a “buy” rating, signaling strong upside expectations that likely supported buyer demand. TD Cowen raises PT to $250
• Positive Sentiment: Shares hit a new 52‑week high after at least one analyst upgrade, reinforcing momentum and momentum-driven inflows. New 52‑week high after analyst upgrade
• Neutral Sentiment: Bank of America reaffirmed a “neutral” rating with a $225 price target, offering limited near-term directional guidance but a modest upside to the stock. BofA reaffirms neutral, $225 PT
• Neutral Sentiment: Wells Fargo boosted its price target to $205, a raise that may be viewed positively by some investors even though the target remains below the recent trading level. Wells Fargo raises PT to $205
• Neutral Sentiment: Analysts and commentators are reassessing MTB’s valuation after recent share-price momentum and signals of undervaluation, adding analytical debate rather than a clear catalyst. Valuation assessment after momentum
• Neutral Sentiment: Community/marketing outreach — M&T is distributing 25,000 “Billieve Together” flags; a PR initiative with no direct financial impact but positive brand visibility. PR: flag giveaway
• Negative Sentiment: Wolfe Research downgraded M&T, which likely pressured some holders and created selling pressure among more conservative institutional investors. Wolfe downgrades MTB
• Negative Sentiment: Evercore ISI also downgraded the stock, adding to conflicting analyst signals and increasing short-term volatility. Evercore downgrades MTB

Insider Buying and Selling

In other news, EVP Christopher E. Kay sold 5,250 shares of the stock in a transaction on Wednesday, November 26th. The stock was sold at an average price of $191.70, for a total transaction of $1,006,425.00. Following the completion of the sale, the executive vice president owned 5,501 shares in the company, valued at approximately $1,054,541.70. This represents a 48.83% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Robert E. Sadler, Jr. sold 6,000 shares of the business’s stock in a transaction dated Tuesday, November 25th. The stock was sold at an average price of $190.06, for a total value of $1,140,360.00. Following the sale, the director owned 17,070 shares in the company, valued at approximately $3,244,324.20. The trade was a 26.01% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. 0.53% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently modified their holdings of the business. Sunbelt Securities Inc. increased its position in M&T Bank by 13.1% in the 3rd quarter. Sunbelt Securities Inc. now owns 1,619 shares of the financial services provider’s stock worth $320,000 after purchasing an additional 188 shares during the last quarter. Danske Bank A S bought a new stake in M&T Bank during the 3rd quarter valued at approximately $29,612,000. NewEdge Advisors LLC boosted its position in shares of M&T Bank by 3.6% in the third quarter. NewEdge Advisors LLC now owns 15,566 shares of the financial services provider’s stock valued at $3,076,000 after acquiring an additional 547 shares during the period. McCollum Christoferson Group LLC grew its stake in shares of M&T Bank by 41.0% in the third quarter. McCollum Christoferson Group LLC now owns 32,986 shares of the financial services provider’s stock worth $6,519,000 after acquiring an additional 9,590 shares during the last quarter. Finally, Triumph Capital Management bought a new position in M&T Bank during the third quarter worth $32,000. Hedge funds and other institutional investors own 84.68% of the company’s stock.

Analyst Upgrades and Downgrades

MTB has been the subject of several analyst reports. Barclays boosted their price target on M&T Bank from $220.00 to $236.00 and gave the company an “equal weight” rating in a report on Monday. Evercore ISI downgraded shares of M&T Bank from an “outperform” rating to a “hold” rating and increased their price target for the stock from $210.00 to $225.00 in a research note on Tuesday. Wells Fargo & Company lifted their price objective on M&T Bank from $185.00 to $205.00 and gave the company an “underweight” rating in a research note on Monday. The Goldman Sachs Group reaffirmed a “neutral” rating and set a $230.00 price target on shares of M&T Bank in a research report on Tuesday. Finally, Piper Sandler initiated coverage on M&T Bank in a research note on Monday, October 6th. They set an “overweight” rating and a $225.00 price objective on the stock. One equities research analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating, eleven have issued a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat, the stock currently has an average rating of “Hold” and an average target price of $221.18.

M&T Bank Company Profile

M&T Bank Corporation is a bank holding company headquartered in Buffalo, New York, that provides a broad range of banking and financial services to individuals, businesses and institutions. The company operates a commercial and retail banking franchise that includes deposit-taking, lending, and payment services delivered through branch networks, digital channels and commercial banking teams. M&T serves customers across the northeastern and mid‑Atlantic United States and has expanded its geographic footprint through strategic acquisitions.

Its core businesses include commercial banking for middle‑market and community businesses, consumer and retail banking, mortgage origination and servicing, treasury and cash management, and wealth management and trust services.