Head-To-Head Analysis: Loomis (OTCMKTS:LOIMF) vs. Ryvyl (NASDAQ:RVYL)

Ryvyl (NASDAQ:RVYL) and Loomis (OTCMKTS:LOIMF) are both business services companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, profitability, earnings, institutional ownership and dividends.

Analyst Recommendations

This is a summary of current ratings and price targets for Ryvyl and Loomis, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ryvyl	1	1	0	0	1.50
Loomis	0	0	0	0	0.00

Insider & Institutional Ownership

17.4% of Ryvyl shares are owned by institutional investors. 12.4% of Ryvyl shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Ryvyl and Loomis”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ryvyl	$48.86 million	0.12	-$26.83 million	($36.37)	-0.15
Loomis	$2.88 billion	N/A	$155.24 million	$2.61	16.42

Loomis has higher revenue and earnings than Ryvyl. Ryvyl is trading at a lower price-to-earnings ratio than Loomis, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

Ryvyl has a beta of 2.87, suggesting that its share price is 187% more volatile than the S&P 500. Comparatively, Loomis has a beta of -1.49, suggesting that its share price is 249% less volatile than the S&P 500.

Profitability

This table compares Ryvyl and Loomis’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Ryvyl	-36.89%	N/A	-21.79%
Loomis	5.90%	14.07%	4.62%

Summary

Loomis beats Ryvyl on 7 of the 11 factors compared between the two stocks.

About Ryvyl

Ryvyl Inc., a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions in North America, Europe, and Asia. The company's blockchain-based systems facilitate, record, and store a volume of tokenized assets representing cash or data on a blockchain-based ledger. Its products include QuickCard Payment System, a physical and virtual payment card processing management system, including software that facilitates on and off ramp e-wallet management; Coyni, a digital token platform, which offers custodial assurance by utilizing its stable coin and blockchain technology in a closed-loop ecosystem; and ChargeSavvy, an end-to-end POS solution comprising software and hardware for the restaurant and hospitality industry. It serves customers in various industries, including foreign exchange, retail, and e-commerce sectors. The company was formerly known as GreenBox POS and changed its name to Ryvyl Inc. in October 2022. Ryvyl Inc. is based in San Diego, California.

About Loomis

Loomis AB (publ) provides solutions for the distribution, payments, handling, storage, and recycling of cash and other valuables. The company offers a range of solutions for cash in transit, cash management services, foreign exchange services, automated teller machines, automated solutions, and international valuables logistics, as well as operates Loomis Pay, a payment service that enables processing of various types of payment methods, such as card, cash, and digital alternatives. It serves financial institutions, banks, retailers, commercial enterprises, and other customers, as well as public sector in Sweden, the United States, France, Switzerland, Spain, the United Kingdom, and internationally. Loomis AB (publ) was founded in 1852 and is headquartered in Stockholm, Sweden.