PayPal Holdings, Inc. (NASDAQ:PYPL) Given Consensus Recommendation of “Hold” by Analysts

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) have received an average recommendation of “Hold” from the forty ratings firms that are covering the stock, MarketBeat reports. Four equities research analysts have rated the stock with a sell recommendation, twenty-four have given a hold recommendation and twelve have assigned a buy recommendation to the company. The average 1 year target price among analysts that have issued ratings on the stock in the last year is $77.2571.

A number of brokerages have commented on PYPL. Compass Point decreased their price target on shares of PayPal from $66.00 to $56.00 and set a “sell” rating for the company in a research note on Tuesday, December 9th. Needham & Company LLC reissued a “hold” rating on shares of PayPal in a research report on Tuesday, October 28th. BNP Paribas Exane lowered their target price on shares of PayPal from $71.00 to $69.00 and set a “neutral” rating on the stock in a report on Tuesday, December 2nd. Canaccord Genuity Group lifted their price target on PayPal from $96.00 to $100.00 and gave the company a “buy” rating in a research note on Wednesday, October 29th. Finally, HSBC boosted their price objective on PayPal from $86.00 to $93.00 and gave the stock a “buy” rating in a report on Wednesday, October 29th.

PayPal News Roundup

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Partnership with Microsoft to power Copilot Checkout — integration lets shoppers complete purchases inside Microsoft Copilot, expanding PayPal’s payment footprint and potential transaction volume. PayPal Teams With Microsoft to Power Checkout in Copilot
• Positive Sentiment: Coverage highlighting PayPal as a value buy — recent pieces (Forbes, MoneyShow) argue PYPL’s valuation and margins make it an attractive long‑term purchase for value investors. Should You Consider Buying PayPal Stock?
• Positive Sentiment: New Transaction Graph Analytics program — product aimed at merchant analytics/insights that could boost monetization and seller retention if adoption scales. How PayPal’s New Transaction Graph Analytics Program Will Impact PayPal Holdings (PYPL) Investors
• Neutral Sentiment: Options activity shows elevated interest — options flow and positioning can signal short‑term speculators hedging or positioning around catalysts, but direction is ambiguous. Behind the Scenes of PayPal Holdings’s Latest Options Trends
• Neutral Sentiment: Susquehanna trims price target (from $94 to $90) but keeps a “positive” rating — reduced upside estimate but analyst stance remains constructive, a mixed signal for sentiment. PayPal price target lowered by at Susquehanna
• Neutral Sentiment: Market summaries note PYPL has dipped more than the broader market recently — useful context but not a direct catalyst. Why Paypal (PYPL) Dipped More Than Broader Market Today
• Negative Sentiment: Goldman Sachs lowered its price target to $65 — a meaningful cut that reduces analyst‑driven upside and likely pressured sentiment. The Goldman Sachs Group Lowers PayPal (NASDAQ:PYPL) Price Target to $65.00
• Negative Sentiment: Recent analyst downgrade drove a sell reaction — coverage noting the downgrade has coincided with downward pressure on the stock. PayPal (NASDAQ:PYPL) Shares Down 2.2% After Analyst Downgrade
• Negative Sentiment: Public criticism from commentators (Jim Cramer: “late to new technologies”) feeds a narrative that PayPal risks losing share to newer fintech entrants and could weigh on sentiment. Jim Cramer on Paypal: “The Company’s Been Late to New Technologies”

PayPal Stock Performance

Shares of PYPL opened at $57.66 on Friday. PayPal has a one year low of $55.85 and a one year high of $93.25. The company has a market cap of $53.95 billion, a PE ratio of 11.56, a P/E/G ratio of 0.72 and a beta of 1.42. The stock has a 50-day moving average of $61.56 and a 200-day moving average of $67.40. The company has a debt-to-equity ratio of 0.56, a current ratio of 1.34 and a quick ratio of 1.34.

PayPal (NASDAQ:PYPL) last announced its quarterly earnings results on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.20 by $0.14. The business had revenue of $8.42 billion for the quarter, compared to analyst estimates of $8.21 billion. PayPal had a return on equity of 25.64% and a net margin of 14.96%.The company’s quarterly revenue was up 7.3% on a year-over-year basis. During the same quarter in the prior year, the company earned $1.20 earnings per share. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. On average, equities research analysts predict that PayPal will post 5.03 EPS for the current fiscal year.

PayPal Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Wednesday, December 10th. Investors of record on Wednesday, November 19th were given a $0.14 dividend. This represents a $0.56 dividend on an annualized basis and a yield of 1.0%. The ex-dividend date of this dividend was Wednesday, November 19th. PayPal’s dividend payout ratio is presently 11.22%.

Insider Buying and Selling

In related news, CAO Chris Natali sold 1,374 shares of the firm’s stock in a transaction dated Thursday, October 30th. The shares were sold at an average price of $69.13, for a total transaction of $94,984.62. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, EVP Aaron Webster sold 9,282 shares of the business’s stock in a transaction dated Monday, November 10th. The stock was sold at an average price of $66.29, for a total transaction of $615,303.78. Following the transaction, the executive vice president owned 35,699 shares in the company, valued at approximately $2,366,486.71. This trade represents a 20.64% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders have sold a total of 36,156 shares of company stock valued at $2,432,524 in the last 90 days. Insiders own 0.08% of the company’s stock.

Hedge Funds Weigh In On PayPal

Hedge funds have recently modified their holdings of the company. Atlas Brown Inc. grew its holdings in shares of PayPal by 5.5% in the fourth quarter. Atlas Brown Inc. now owns 9,242 shares of the credit services provider’s stock valued at $540,000 after acquiring an additional 480 shares in the last quarter. SG Americas Securities LLC lifted its holdings in PayPal by 245.6% during the fourth quarter. SG Americas Securities LLC now owns 1,091,482 shares of the credit services provider’s stock worth $63,721,000 after acquiring an additional 775,647 shares during the period. 180 Wealth Advisors LLC boosted its position in PayPal by 4.5% in the fourth quarter. 180 Wealth Advisors LLC now owns 8,783 shares of the credit services provider’s stock worth $513,000 after purchasing an additional 378 shares during the last quarter. True Wealth Design LLC grew its stake in PayPal by 296.4% in the 4th quarter. True Wealth Design LLC now owns 2,077 shares of the credit services provider’s stock valued at $121,000 after purchasing an additional 1,553 shares during the period. Finally, Gradient Investments LLC increased its position in shares of PayPal by 7.4% during the 4th quarter. Gradient Investments LLC now owns 369,410 shares of the credit services provider’s stock valued at $21,566,000 after purchasing an additional 25,437 shares during the last quarter. Institutional investors own 68.32% of the company’s stock.

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.