Critical Survey: Prudential Financial (NYSE:PRU) & Acmat (OTCMKTS:ACMTA)

Acmat (OTCMKTS:ACMTA) and Prudential Financial (NYSE:PRU) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, valuation, dividends, earnings, analyst recommendations, institutional ownership and risk.

Profitability

This table compares Acmat and Prudential Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Acmat	N/A	N/A	N/A
Prudential Financial	4.65%	16.60%	0.67%

Earnings & Valuation

This table compares Acmat and Prudential Financial”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Acmat	N/A	N/A	N/A	N/A	N/A
Prudential Financial	$68.05 billion	0.61	$2.73 billion	$7.28	16.23

Prudential Financial has higher revenue and earnings than Acmat.

Institutional & Insider Ownership

56.8% of Prudential Financial shares are held by institutional investors. 10.8% of Acmat shares are held by company insiders. Comparatively, 0.3% of Prudential Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current recommendations for Acmat and Prudential Financial, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Acmat	0	0	0	0	0.00
Prudential Financial	1	11	0	0	1.92

Prudential Financial has a consensus price target of $118.60, suggesting a potential upside of 0.39%. Given Prudential Financial’s stronger consensus rating and higher probable upside, analysts clearly believe Prudential Financial is more favorable than Acmat.

Summary

Prudential Financial beats Acmat on 7 of the 8 factors compared between the two stocks.

About Acmat

ACMAT Corporation, through its subsidiaries, provides surety bonds primarily for construction contractors in the United States. The company offers surety bonds for prime, sub-prime, specialty trade, environmental, asbestos, and lead abatement contractors, as well as for miscellaneous obligations. It also provides miscellaneous surety comprising workers’ compensation, supply, subdivision, and license and permit bonds. The company was founded in 1950 and is based in Farmington, Connecticut.

About Prudential Financial

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance in the United States primarily for institutional clients for use in connection with employee and membership benefits plans; sells accidental death and dismemberment, and other supplemental health solutions; and plan administration services in connection with its insurance coverages. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products; and advisory services. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.