Harbor Investment Advisory LLC Increases Position in Capital One Financial Corporation $COF

Harbor Investment Advisory LLC grew its position in shares of Capital One Financial Corporation (NYSE:COF) by 114.2% during the third quarter, according to its most recent Form 13F filing with the Securities & Exchange Commission. The institutional investor owned 7,232 shares of the financial services provider’s stock after purchasing an additional 3,855 shares during the period. Harbor Investment Advisory LLC’s holdings in Capital One Financial were worth $1,537,000 as of its most recent SEC filing.

A number of other institutional investors have also modified their holdings of the company. Kingstone Capital Partners Texas LLC lifted its stake in Capital One Financial by 588,668.3% during the 2nd quarter. Kingstone Capital Partners Texas LLC now owns 117,447,497 shares of the financial services provider’s stock worth $24,988,129,000 after acquiring an additional 117,427,549 shares in the last quarter. Vanguard Group Inc. increased its stake in Capital One Financial by 74.8% during the second quarter. Vanguard Group Inc. now owns 56,380,913 shares of the financial services provider’s stock worth $11,995,603,000 after purchasing an additional 24,129,990 shares during the period. State Street Corp lifted its position in shares of Capital One Financial by 63.4% during the second quarter. State Street Corp now owns 27,780,128 shares of the financial services provider’s stock worth $5,910,500,000 after purchasing an additional 10,776,843 shares in the last quarter. Norges Bank acquired a new stake in shares of Capital One Financial during the second quarter worth about $1,701,511,000. Finally, Geode Capital Management LLC boosted its stake in shares of Capital One Financial by 64.1% in the second quarter. Geode Capital Management LLC now owns 14,008,841 shares of the financial services provider’s stock valued at $2,970,628,000 after purchasing an additional 5,474,328 shares during the period. 89.84% of the stock is owned by institutional investors and hedge funds.

Key Headlines Impacting Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: High bullish options activity: Unusually large call buying (roughly 63,136 calls, ~368% above normal daily volume) suggests some traders are positioning for a rebound or takeover of downside risk, adding speculative demand that can support the stock on dips.
• Positive Sentiment: High-profile endorsement: TV commentator Jim Cramer publicly praised Capital One, which can attract retail buying interest. Jim Cramer Calls Capital One “Absolutely Terrific”
• Neutral Sentiment: Analyst target moved up but rating unchanged: JPMorgan raised its price target to $256 (still a “neutral” rating), which signals some analyst conviction on upside but not a clear upgrade to buy. Price Target Increase
• Neutral Sentiment: Heavy trading/volatility: Intraday volume is well above average, which increases short‑term volatility and can magnify moves in either direction as algorithms and options hedging react.
• Negative Sentiment: Policy risk: President Trump’s proposal to cap credit-card APRs at 10% is the main near-term driver of selling; a binding cap would materially compress card yields and margins for issuers like Capital One. Policy Cap Coverage
• Negative Sentiment: Settlement confirmed: A federal judge granted preliminary approval to a revised class-action settlement requiring Capital One to pay $425 million and offer higher rates to certain depositors — a direct cash/earnings hit and reminder of legal risk. Settlement Coverage
• Negative Sentiment: Insider selling: Capital One’s general counsel sold roughly $500k of stock recently, which can be interpreted negatively by some investors as a signal to reduce exposure. Insider Sale

Analyst Ratings Changes

Several equities research analysts recently weighed in on the stock. Truist Financial upped their target price on shares of Capital One Financial from $270.00 to $290.00 and gave the stock a “buy” rating in a research note on Friday, December 19th. Royal Bank Of Canada reaffirmed a “sector perform” rating and set a $275.00 price objective on shares of Capital One Financial in a research report on Monday. HSBC increased their price objective on Capital One Financial from $218.00 to $234.00 and gave the company a “hold” rating in a research note on Thursday, October 23rd. Wells Fargo & Company boosted their target price on Capital One Financial from $265.00 to $280.00 and gave the stock an “overweight” rating in a research note on Monday, January 5th. Finally, The Goldman Sachs Group restated a “buy” rating and set a $300.00 price target on shares of Capital One Financial in a report on Tuesday, January 6th. Three equities research analysts have rated the stock with a Strong Buy rating, seventeen have given a Buy rating and seven have given a Hold rating to the stock. According to MarketBeat.com, Capital One Financial presently has a consensus rating of “Moderate Buy” and an average target price of $278.20.

Capital One Financial Stock Performance

NYSE:COF opened at $233.21 on Tuesday. Capital One Financial Corporation has a 12 month low of $143.22 and a 12 month high of $259.64. The company has a debt-to-equity ratio of 0.45, a current ratio of 1.03 and a quick ratio of 1.03. The firm has a market capitalization of $148.26 billion, a PE ratio of 98.40, a price-to-earnings-growth ratio of 0.57 and a beta of 1.13. The business’s fifty day moving average price is $230.71 and its 200 day moving average price is $222.42.

Capital One Financial (NYSE:COF) last released its quarterly earnings data on Monday, November 3rd. The financial services provider reported $5.95 earnings per share (EPS) for the quarter. Capital One Financial had a return on equity of 10.94% and a net margin of 2.24%.The business had revenue of $15.46 billion during the quarter. On average, sell-side analysts anticipate that Capital One Financial Corporation will post 15.65 earnings per share for the current fiscal year.

Capital One Financial Increases Dividend

The business also recently declared a quarterly dividend, which was paid on Monday, December 1st. Shareholders of record on Monday, November 17th were paid a $0.80 dividend. This is an increase from Capital One Financial’s previous quarterly dividend of $0.60. This represents a $3.20 annualized dividend and a yield of 1.4%. The ex-dividend date was Monday, November 17th. Capital One Financial’s payout ratio is currently 135.02%.

Insider Activity at Capital One Financial

In other news, insider Ravi Raghu sold 13,450 shares of the business’s stock in a transaction that occurred on Monday, January 5th. The shares were sold at an average price of $250.00, for a total transaction of $3,362,500.00. Following the completion of the sale, the insider owned 30,337 shares in the company, valued at approximately $7,584,250. The trade was a 30.72% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, General Counsel Matthew W. Cooper sold 2,000 shares of Capital One Financial stock in a transaction on Tuesday, January 6th. The stock was sold at an average price of $250.00, for a total transaction of $500,000.00. Following the sale, the general counsel owned 92,486 shares in the company, valued at $23,121,500. This represents a 2.12% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 298,895 shares of company stock valued at $67,111,541 in the last quarter. Company insiders own 1.26% of the company’s stock.

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.