SLM (SLM) Projected to Post Earnings on Thursday

SLM (NASDAQ:SLM) will likely be announcing its Q4 2025 results after the market closes on Thursday, January 22nd. Analysts expect the company to announce earnings of $0.98 per share and revenue of $383.4320 million for the quarter. Interested persons can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Thursday, January 22, 2026 at 5:30 PM ET.

SLM (NASDAQ:SLM) last issued its quarterly earnings results on Thursday, October 23rd. The credit services provider reported $0.63 EPS for the quarter, missing analysts’ consensus estimates of $0.84 by ($0.21). The company had revenue of $172.70 million during the quarter, compared to the consensus estimate of $382.50 million. SLM had a return on equity of 30.13% and a net margin of 21.76%.During the same period in the prior year, the firm earned ($0.23) earnings per share. On average, analysts expect SLM to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

SLM Stock Performance

SLM stock opened at $27.04 on Thursday. SLM has a twelve month low of $23.81 and a twelve month high of $34.97. The company has a quick ratio of 1.37, a current ratio of 1.37 and a debt-to-equity ratio of 3.27. The company has a market capitalization of $5.49 billion, a P/E ratio of 9.49, a PEG ratio of 1.13 and a beta of 1.12. The stock’s 50 day moving average is $27.78 and its 200 day moving average is $29.24.

SLM Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Monday, December 15th. Stockholders of record on Thursday, December 4th were paid a $0.13 dividend. This represents a $0.52 dividend on an annualized basis and a dividend yield of 1.9%. The ex-dividend date of this dividend was Thursday, December 4th. SLM’s dividend payout ratio is currently 18.25%.

Hedge Funds Weigh In On SLM

Institutional investors and hedge funds have recently modified their holdings of the company. Triumph Capital Management bought a new stake in shares of SLM in the third quarter worth $69,000. EverSource Wealth Advisors LLC boosted its position in SLM by 118.2% in the second quarter. EverSource Wealth Advisors LLC now owns 3,995 shares of the credit services provider’s stock worth $131,000 after purchasing an additional 2,164 shares during the last quarter. Dynamic Technology Lab Private Ltd bought a new stake in shares of SLM during the 1st quarter valued at about $263,000. NewEdge Advisors LLC raised its position in SLM by 6.6% in the first quarter. NewEdge Advisors LLC now owns 21,350 shares of the credit services provider’s stock worth $627,000 after acquiring an additional 1,319 shares during the period. Finally, Captrust Financial Advisors grew its holdings in SLM by 6.1% during the second quarter. Captrust Financial Advisors now owns 36,889 shares of the credit services provider’s stock valued at $1,210,000 after purchasing an additional 2,109 shares during the period. 98.94% of the stock is currently owned by hedge funds and other institutional investors.

Trending Headlines about SLM

Here are the key news stories impacting SLM this week:

• Positive Sentiment: Valuation/earnings support: SLM trades at a low P/E (~9.5) with strong reported ROE (~30%) and analysts projecting ~3.07 EPS for the year — factors that can attract bargain hunters and help the stock recover despite headline risk.
• Neutral Sentiment: Procedural deadlines to join/lead lawsuits: Several firms are reminding investors of the Feb. 17, 2026 deadline to seek lead‑plaintiff status or join the class action covering purchases between July 25, 2025 and Aug 14, 2025. These notices are routine solicitor activity that generates headlines but primarily represent procedural steps at this stage. February 17, 2026 Deadline: Levi & Korsinsky
• Negative Sentiment: Multiple class‑action filings and firm solicitations allege securities law violations tied to the July–Aug 2025 period — Pomerantz has filed a class action and numerous plaintiff firms (Robbins Geller, Schall, Faruqi, Bronstein, Berger Montague, DJS, others) are soliciting lead plaintiffs. The proliferation of suits increases potential legal costs, management distraction and uncertainty over liability or damages. Pomerantz filing
• Negative Sentiment: Analyst stance: JPMorgan reiterated an “Underweight” rating on SLM, reinforcing cautious sell‑side sentiment and potentially limiting upward momentum while litigation risk remains. JPMorgan reiterates Underweight
• Negative Sentiment: Ongoing outreach by plaintiffs’ firms (examples: Schall, Levi & Korsinsky, Robbins Geller, Faruqi, Bronstein, Berger Montague, DJS, Howard G.) — multiple PR notices amplify the legal narrative and could increase short‑term volatility as investors assess potential exposure. Example: Howard G. notice

Analysts Set New Price Targets

Several equities analysts have recently issued reports on the company. Deutsche Bank Aktiengesellschaft set a $37.00 price target on SLM in a research report on Wednesday, December 10th. Barclays decreased their target price on shares of SLM from $43.00 to $35.00 and set an “overweight” rating for the company in a report on Monday, October 6th. Jefferies Financial Group cut their price target on shares of SLM from $40.00 to $31.00 and set a “buy” rating on the stock in a report on Friday, October 17th. JPMorgan Chase & Co. restated an “underweight” rating and issued a $25.00 price objective (down from $29.00) on shares of SLM in a report on Monday. Finally, Cowen reaffirmed a “buy” rating on shares of SLM in a research report on Friday, December 5th. Seven investment analysts have rated the stock with a Buy rating, two have issued a Hold rating and three have issued a Sell rating to the stock. According to data from MarketBeat, SLM presently has an average rating of “Hold” and an average price target of $31.20.

SLM Company Profile

SLM Corporation, operating as Sallie Mae Bank, is a leading U.S.-based consumer banking company specializing in education financing and related banking products. The company provides a range of private student loans for undergraduate and graduate studies, Parent PLUS loans, and specialized financing for career and certificate programs. In addition to its core lending services, Sallie Mae offers deposit products including savings accounts, checking accounts, money market accounts, certificates of deposit, and credit cards tailored to students and young adults.

Founded in 1972 as the Student Loan Marketing Association—a government-sponsored enterprise—Sallie Mae was privatized in 2004 and has since focused on expanding its private education loan offerings and digital banking solutions.