TransUnion (NYSE:TRU) Price Target Lowered to $100.00 at Wells Fargo & Company

TransUnion (NYSE:TRU) had its target price cut by Wells Fargo & Company from $118.00 to $100.00 in a report released on Wednesday,Benzinga reports. They currently have an overweight rating on the business services provider’s stock.

Several other equities research analysts have also issued reports on TRU. Weiss Ratings reiterated a “hold (c)” rating on shares of TransUnion in a report on Wednesday, October 8th. UBS Group set a $90.00 target price on shares of TransUnion and gave the company a “neutral” rating in a research note on Friday, October 24th. Seaport Res Ptn raised shares of TransUnion to a “hold” rating in a research report on Wednesday, October 1st. Stifel Nicolaus set a $103.00 price target on shares of TransUnion in a report on Friday, October 24th. Finally, The Goldman Sachs Group lifted their price objective on shares of TransUnion from $78.00 to $86.00 and gave the company a “neutral” rating in a research note on Friday, October 24th. Eight analysts have rated the stock with a Buy rating, five have assigned a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $101.08.

TransUnion Stock Up 1.7%

TRU stock opened at $85.36 on Wednesday. The company has a 50 day moving average of $84.05 and a two-hundred day moving average of $86.43. The company has a market cap of $16.58 billion, a price-to-earnings ratio of 39.89, a PEG ratio of 1.58 and a beta of 1.72. TransUnion has a 12-month low of $66.38 and a 12-month high of $101.19. The company has a quick ratio of 2.01, a current ratio of 2.01 and a debt-to-equity ratio of 1.10.

TransUnion (NYSE:TRU) last posted its quarterly earnings results on Thursday, October 23rd. The business services provider reported $1.10 earnings per share for the quarter, topping analysts’ consensus estimates of $1.04 by $0.06. TransUnion had a net margin of 9.47% and a return on equity of 16.05%. The business had revenue of $1.17 billion for the quarter, compared to the consensus estimate of $1.13 billion. During the same period in the prior year, the business posted $1.04 earnings per share. TransUnion’s revenue for the quarter was up 7.8% compared to the same quarter last year. TransUnion has set its Q4 2025 guidance at 0.970-1.02 EPS and its FY 2025 guidance at 4.190-4.250 EPS. On average, equities analysts anticipate that TransUnion will post 3.99 earnings per share for the current fiscal year.

TransUnion Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Monday, December 8th. Stockholders of record on Friday, November 21st were paid a $0.115 dividend. The ex-dividend date was Friday, November 21st. This represents a $0.46 dividend on an annualized basis and a dividend yield of 0.5%. TransUnion’s payout ratio is presently 21.50%.

Insider Buying and Selling

In related news, EVP Tiffani Chambers sold 4,318 shares of the stock in a transaction that occurred on Wednesday, December 17th. The stock was sold at an average price of $86.00, for a total transaction of $371,348.00. Following the completion of the sale, the executive vice president owned 50,427 shares in the company, valued at $4,336,722. This represents a 7.89% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, insider Steven M. Chaouki sold 1,000 shares of TransUnion stock in a transaction that occurred on Monday, December 1st. The stock was sold at an average price of $84.04, for a total value of $84,040.00. Following the completion of the transaction, the insider directly owned 62,592 shares in the company, valued at approximately $5,260,231.68. This represents a 1.57% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders sold 8,318 shares of company stock valued at $704,958. Insiders own 0.22% of the company’s stock.

Institutional Trading of TransUnion

A number of hedge funds have recently bought and sold shares of the stock. Oregon Public Employees Retirement Fund acquired a new position in TransUnion in the third quarter valued at about $3,284,000. Assenagon Asset Management S.A. raised its stake in shares of TransUnion by 583.1% in the second quarter. Assenagon Asset Management S.A. now owns 69,379 shares of the business services provider’s stock valued at $6,105,000 after acquiring an additional 59,222 shares during the last quarter. Allspring Global Investments Holdings LLC boosted its holdings in shares of TransUnion by 3.2% in the 3rd quarter. Allspring Global Investments Holdings LLC now owns 454,347 shares of the business services provider’s stock worth $37,375,000 after acquiring an additional 13,952 shares in the last quarter. Ninety One UK Ltd boosted its holdings in shares of TransUnion by 52.6% in the 3rd quarter. Ninety One UK Ltd now owns 3,536,458 shares of the business services provider’s stock worth $296,284,000 after acquiring an additional 1,219,360 shares in the last quarter. Finally, Securian Asset Management Inc. bought a new stake in TransUnion during the 3rd quarter worth approximately $1,222,000.

Key Stories Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: AI/marketing partnership delivers measurable lift — A TransUnion collaboration with Actable using TruAudience data produced a ~10% improvement in predictive-model fit for marketing applications, supporting revenue upside from data products and cross‑sell opportunities in advertising/marketing solutions. TransUnion and Actable Prove AI Success Starts with Data
• Positive Sentiment: Large institutional accumulation signals demand — Recent data show major funds (notably BlackRock) materially increased TRU positions in the latest reported quarter, which can support the stock through increased buy-side interest. Quiver Quant — TransUnion study & holdings
• Neutral Sentiment: Analyst target trim but rating intact — Wells Fargo cut its TRU price target from $118 to $100 while keeping an “overweight” stance, indicating lower upside expectations but continued conviction in the business’ fundamentals. Benzinga note on Wells Fargo target
• Neutral Sentiment: Earnings date set — TransUnion will release Q4 2025 results on Feb. 12, 2026 with a conference call the same day; this provides a near-term event that could move the stock depending on guidance and growth metrics. TransUnion announces Q4 earnings date
• Neutral Sentiment: Valuation debate continues — Recent analyst/commentary pieces highlight a rich P/E and mixed returns, keeping TRU in focus for investors weighing growth vs. multiple compression risk. Yahoo Finance valuation piece
• Negative Sentiment: Canadian consumers show rising stress — TransUnion’s Canada survey finds younger cohorts plan to take on more credit while 25% reported inability to pay at least one bill and fraud targeting is rising; these trends could pressure delinquencies and credit‑risk product results if sustained. TransUnion Canada Consumer Pulse Study
• Negative Sentiment: Insider selling noted — Data show multiple insider dispositions with no reported open‑market buys in the recent six‑month window, which can be perceived negatively by some investors. Quiver Quant — insider activity

TransUnion Company Profile

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.