Copperleaf Capital LLC Reduces Stake in Mastercard Incorporated $MA

Copperleaf Capital LLC lowered its position in Mastercard Incorporated (NYSE:MA) by 46.9% in the 3rd quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The firm owned 1,971 shares of the credit services provider’s stock after selling 1,738 shares during the period. Copperleaf Capital LLC’s holdings in Mastercard were worth $1,121,000 at the end of the most recent reporting period.

A number of other institutional investors also recently bought and sold shares of MA. Forbes J M & Co. LLP grew its stake in shares of Mastercard by 33.1% during the 3rd quarter. Forbes J M & Co. LLP now owns 3,676 shares of the credit services provider’s stock valued at $2,091,000 after purchasing an additional 914 shares during the period. Running Point Capital Advisors LLC grew its position in Mastercard by 18.7% during the third quarter. Running Point Capital Advisors LLC now owns 564 shares of the credit services provider’s stock valued at $321,000 after buying an additional 89 shares during the period. Fjarde AP Fonden Fourth Swedish National Pension Fund increased its holdings in Mastercard by 6.8% during the third quarter. Fjarde AP Fonden Fourth Swedish National Pension Fund now owns 225,790 shares of the credit services provider’s stock valued at $128,432,000 after buying an additional 14,451 shares during the last quarter. OVERSEA CHINESE BANKING Corp Ltd raised its position in Mastercard by 3.6% in the third quarter. OVERSEA CHINESE BANKING Corp Ltd now owns 36,732 shares of the credit services provider’s stock worth $20,882,000 after acquiring an additional 1,292 shares during the period. Finally, Blalock Williams LLC purchased a new position in shares of Mastercard during the 3rd quarter worth $1,206,000. Institutional investors own 97.28% of the company’s stock.

Analyst Ratings Changes

Several research firms have recently commented on MA. Truist Financial reduced their price objective on Mastercard from $638.00 to $630.00 and set a “buy” rating for the company in a research note on Tuesday, November 4th. UBS Group raised their price objective on Mastercard from $690.00 to $700.00 and gave the stock a “buy” rating in a research note on Friday, October 31st. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Mastercard in a research report on Wednesday, October 8th. Compass Point upgraded shares of Mastercard from a “neutral” rating to a “buy” rating and raised their target price for the stock from $620.00 to $735.00 in a research note on Tuesday. Finally, Robert W. Baird lifted their price target on shares of Mastercard from $640.00 to $660.00 and gave the company an “outperform” rating in a report on Monday, October 6th. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-two have issued a Buy rating and two have given a Hold rating to the company. Based on data from MarketBeat, the stock has a consensus rating of “Buy” and a consensus price target of $662.08.

Mastercard News Summary

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Analyst bull case: a Seeking Alpha note argues the risk of new fee‑cap legislation materially hurting Mastercard is low, estimating only ~6–9% of net revenue is directly exposed and forecasting limited EPS downside; author maintains a buy stance. Mastercard: A Fire To Run Towards
• Positive Sentiment: Earnings momentum: Zacks highlights Mastercard’s strong earnings‑surprise history and says the company has the indicators that make another beat likely, which can support the shares on results. Will MasterCard (MA) Beat Estimates Again in Its Next Earnings Report?
• Positive Sentiment: Street sentiment remains constructive: a recent aggregation shows analysts’ consensus rating is around “Buy,” reinforcing that many pros view regulatory risk as manageable versus MA’s long‑term growth. Mastercard Incorporated (NYSE:MA) Receives Average Rating of “Buy” from Analysts
• Positive Sentiment: Product/strategy tailwinds: Zacks profiles MA’s push to convert incentive spend (fuel, EV charging, groceries) into recurring network volume — a potential stabilizer for revenue growth. Is Mastercard Turning Incentive Spend Into a Reliable Growth Channel?
• Neutral Sentiment: Market interest: MA has been a “trending” stock on some platforms, which can amplify intraday moves but doesn’t change fundamentals. Is Trending Stock Mastercard Incorporated (MA) a Buy Now?
• Neutral Sentiment: Broader coverage: MA appears on lists of high‑quality growth and “safe” growth stocks, which supports longer‑term investor interest but may not offset short‑term headline risk. 5 of the Safest Growth Stocks You Can Confidently Buy for 2026
• Negative Sentiment: UK legal setback on interchange caps: multiple outlets report Mastercard (with Visa and Revolut) lost a High Court challenge in the U.K., leaving the regulator able to set a cap on cross‑border interchange fees — a direct regulatory threat to network revenue. Mastercard, Visa and Revolut lose UK case over proposed cross-border card fees cap
• Negative Sentiment: U.S. political pressure: Senators reintroduced the Credit Card Competition Act and President Trump has publicly backed fee‑and‑rate crackdowns; several stories flag renewed legislative risk that could compress fees or interchange over time. Senators reintroduce Credit Card Competition Act after Trump endorses bill to lower swipe fees
• Negative Sentiment: Industry vulnerability and competitive openings: coverage notes Trump’s rate‑cap idea and a piece about Bilt suggests fintechs may try to exploit any regulatory squeeze, creating execution and margin risks for networks if reforms proceed. Rent-rewards unicorn Bilt spots an opening as Trump’s rate cap push puts Visa, Mastercard on the defensive

Mastercard Trading Down 0.8%

Shares of Mastercard stock opened at $542.23 on Friday. Mastercard Incorporated has a twelve month low of $465.59 and a twelve month high of $601.77. The company has a quick ratio of 1.12, a current ratio of 1.12 and a debt-to-equity ratio of 2.40. The business has a 50-day moving average price of $557.38 and a 200-day moving average price of $566.66. The firm has a market cap of $486.92 billion, a price-to-earnings ratio of 34.67, a PEG ratio of 1.85 and a beta of 0.86.

Mastercard (NYSE:MA) last announced its quarterly earnings results on Thursday, October 30th. The credit services provider reported $4.38 EPS for the quarter, beating analysts’ consensus estimates of $4.31 by $0.07. The company had revenue of $8.60 billion during the quarter, compared to analyst estimates of $8.53 billion. Mastercard had a return on equity of 202.03% and a net margin of 45.28%.The firm’s revenue was up 16.7% on a year-over-year basis. During the same period in the prior year, the company earned $3.89 earnings per share. Equities research analysts anticipate that Mastercard Incorporated will post 15.91 EPS for the current fiscal year.

Mastercard Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Monday, February 9th. Investors of record on Friday, January 9th will be issued a $0.87 dividend. This represents a $3.48 dividend on an annualized basis and a dividend yield of 0.6%. This is a boost from Mastercard’s previous quarterly dividend of $0.76. The ex-dividend date of this dividend is Friday, January 9th. Mastercard’s payout ratio is 22.25%.

About Mastercard

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.