PennyMac Financial Services (PFSI) to Release Quarterly Earnings on Thursday

PennyMac Financial Services (NYSE:PFSI) is expected to be posting its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect the company to announce earnings of $3.23 per share and revenue of $639.8080 million for the quarter. Interested persons may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Thursday, February 5, 2026 at 12:00 AM ET.

PennyMac Financial Services (NYSE:PFSI) last posted its quarterly earnings data on Tuesday, October 21st. The real estate investment trust reported $3.37 EPS for the quarter, topping analysts’ consensus estimates of $2.98 by $0.39. PennyMac Financial Services had a return on equity of 11.69% and a net margin of 25.21%.The firm had revenue of $632.90 million during the quarter, compared to analysts’ expectations of $573.46 million. During the same quarter last year, the business posted $1.30 EPS. The firm’s quarterly revenue was up 53.7% compared to the same quarter last year. On average, analysts expect PennyMac Financial Services to post $14 EPS for the current fiscal year and $16 EPS for the next fiscal year.

PennyMac Financial Services Trading Up 0.9%

Shares of PFSI stock opened at $151.90 on Thursday. The company has a market capitalization of $7.89 billion, a price-to-earnings ratio of 16.37, a PEG ratio of 0.69 and a beta of 1.57. The company has a current ratio of 0.36, a quick ratio of 0.36 and a debt-to-equity ratio of 3.01. The firm has a 50-day moving average price of $134.99 and a 200 day moving average price of $121.09. PennyMac Financial Services has a twelve month low of $85.74 and a twelve month high of $160.36.

Analysts Set New Price Targets

PFSI has been the topic of a number of analyst reports. Barclays raised their target price on shares of PennyMac Financial Services from $139.00 to $158.00 and gave the stock an “overweight” rating in a research report on Tuesday, January 6th. Wall Street Zen cut PennyMac Financial Services from a “buy” rating to a “hold” rating in a report on Sunday. Weiss Ratings downgraded PennyMac Financial Services from a “buy (b-)” rating to a “hold (c+)” rating in a research report on Tuesday. Jefferies Financial Group assumed coverage on shares of PennyMac Financial Services in a research note on Friday, December 19th. They set a “buy” rating and a $160.00 price objective for the company. Finally, BTIG Research raised their target price on shares of PennyMac Financial Services from $135.00 to $150.00 and gave the stock a “buy” rating in a research report on Monday, December 29th. Five equities research analysts have rated the stock with a Buy rating and four have given a Hold rating to the stock. According to MarketBeat, PennyMac Financial Services currently has a consensus rating of “Moderate Buy” and an average target price of $153.43.

Insider Buying and Selling

In related news, CAO Gregory L. Hendry sold 3,530 shares of the firm’s stock in a transaction that occurred on Thursday, December 18th. The shares were sold at an average price of $131.64, for a total value of $464,689.20. Following the transaction, the chief accounting officer owned 48,633 shares in the company, valued at approximately $6,402,048.12. This trade represents a 6.77% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is accessible through the SEC website. Also, CEO David Spector sold 10,000 shares of PennyMac Financial Services stock in a transaction on Tuesday, January 13th. The shares were sold at an average price of $145.19, for a total transaction of $1,451,900.00. Following the transaction, the chief executive officer owned 100,604 shares in the company, valued at $14,606,694.76. The trade was a 9.04% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last quarter, insiders sold 133,858 shares of company stock worth $17,582,270. Corporate insiders own 15.80% of the company’s stock.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently bought and sold shares of PFSI. EverSource Wealth Advisors LLC acquired a new position in PennyMac Financial Services during the 2nd quarter worth $26,000. Strs Ohio bought a new position in PennyMac Financial Services in the 1st quarter worth about $30,000. CIBC Private Wealth Group LLC bought a new position in shares of PennyMac Financial Services in the third quarter worth $78,000. Raymond James Financial Inc. acquired a new position in shares of PennyMac Financial Services during the second quarter valued at $82,000. Finally, Mackenzie Financial Corp bought a new stake in shares of PennyMac Financial Services during the third quarter valued at about $229,000. Hedge funds and other institutional investors own 57.87% of the company’s stock.

PennyMac Financial Services Company Profile

PennyMac Financial Services, Inc (NYSE: PFSI) is a leading mortgage banking company based in Westlake Village, California. The firm operates through two primary business segments: Production and Mortgage Servicing Rights (MSR). In its Production segment, PennyMac originates residential mortgage loans through retail, wholesale and correspondent channels, focusing on both purchase and refinance transactions. The MSR segment involves the acquisition and servicing of mortgage loans, whereby the company earns fees for managing loan portfolios on behalf of investors.

Since its founding in 2008, PennyMac has grown through a combination of organic origination and strategic acquisition of servicing rights, positioning itself as one of the largest residential mortgage loan servicers in the United States.