Regional Management (RM) Expected to Announce Quarterly Earnings on Wednesday

Regional Management (NYSE:RM) is expected to post its Q4 2025 results after the market closes on Wednesday, February 4th. Analysts expect Regional Management to post earnings of $1.23 per share and revenue of $167.9040 million for the quarter. Individuals may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Wednesday, February 4, 2026 at 5:00 PM ET.

Regional Management (NYSE:RM) last announced its quarterly earnings data on Wednesday, November 5th. The credit services provider reported $1.42 earnings per share for the quarter, beating analysts’ consensus estimates of $1.39 by $0.03. Regional Management had a net margin of 6.57% and a return on equity of 11.43%. The company had revenue of $165.49 million during the quarter, compared to analyst estimates of $162.84 million. On average, analysts expect Regional Management to post $5 EPS for the current fiscal year and $7 EPS for the next fiscal year.

Regional Management Price Performance

Shares of Regional Management stock opened at $36.90 on Wednesday. The firm’s 50-day moving average is $38.33 and its two-hundred day moving average is $38.52. Regional Management has a 1 year low of $25.41 and a 1 year high of $46.00. The stock has a market cap of $358.28 million, a price-to-earnings ratio of 8.93 and a beta of 1.07.

Regional Management Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, December 16th. Stockholders of record on Tuesday, November 25th were issued a dividend of $0.30 per share. The ex-dividend date of this dividend was Tuesday, November 25th. This represents a $1.20 dividend on an annualized basis and a dividend yield of 3.3%. Regional Management’s payout ratio is 29.06%.

Insiders Place Their Bets

In other news, CAO Steven B. Barnette sold 1,640 shares of Regional Management stock in a transaction on Monday, November 24th. The shares were sold at an average price of $37.00, for a total transaction of $60,680.00. Following the completion of the sale, the chief accounting officer directly owned 21,338 shares of the company’s stock, valued at approximately $789,506. The trade was a 7.14% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, Director Michael R. Dunn sold 5,580 shares of the stock in a transaction that occurred on Wednesday, December 3rd. The shares were sold at an average price of $37.46, for a total transaction of $209,026.80. Following the completion of the transaction, the director owned 103,109 shares in the company, valued at $3,862,463.14. This represents a 5.13% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 77,475 shares of company stock worth $3,006,040 in the last quarter. 10.50% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Large investors have recently bought and sold shares of the company. WINTON GROUP Ltd lifted its holdings in Regional Management by 55.6% in the 3rd quarter. WINTON GROUP Ltd now owns 14,468 shares of the credit services provider’s stock worth $564,000 after purchasing an additional 5,167 shares during the last quarter. Ameriprise Financial Inc. grew its stake in shares of Regional Management by 35.6% in the second quarter. Ameriprise Financial Inc. now owns 23,430 shares of the credit services provider’s stock worth $684,000 after acquiring an additional 6,151 shares during the last quarter. Rhumbline Advisers increased its position in Regional Management by 7.1% during the second quarter. Rhumbline Advisers now owns 12,988 shares of the credit services provider’s stock worth $379,000 after acquiring an additional 866 shares during the period. Jane Street Group LLC acquired a new position in Regional Management during the 1st quarter valued at $282,000. Finally, AQR Capital Management LLC bought a new stake in Regional Management in the 1st quarter valued at $201,000. Institutional investors own 98.89% of the company’s stock.

Wall Street Analyst Weigh In

RM has been the topic of a number of recent research reports. Weiss Ratings restated a “hold (c+)” rating on shares of Regional Management in a research note on Monday, December 29th. Zacks Research raised shares of Regional Management from a “strong sell” rating to a “hold” rating in a report on Monday, January 5th. Finally, Wall Street Zen upgraded shares of Regional Management from a “buy” rating to a “strong-buy” rating in a research report on Saturday, January 3rd. Three investment analysts have rated the stock with a Hold rating, According to MarketBeat.com, Regional Management currently has a consensus rating of “Hold” and a consensus price target of $30.00.

Regional Management Company Profile

Regional Management Corp., headquartered in Wilmington, North Carolina, is a consumer finance company specializing in installment loan products for underbanked individuals. Since its founding in 1977, the company has developed a network of field-based branches alongside a digital platform to offer credit solutions in rural and small-town markets across the United States.

The company’s core offerings include consumer installment loans for everyday purchases, auto refinancing and lease buyouts, as well as ancillary services such as insurance referrals.