SiriusPoint (NYSE:SPNT) vs. Zurich Insurance Group (OTCMKTS:ZURVY) Head-To-Head Analysis

Zurich Insurance Group (OTCMKTS:ZURVY) and SiriusPoint (NYSE:SPNT) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, earnings, analyst recommendations, valuation and risk.

Institutional and Insider Ownership

0.0% of Zurich Insurance Group shares are held by institutional investors. Comparatively, 52.8% of SiriusPoint shares are held by institutional investors. 0.0% of Zurich Insurance Group shares are held by insiders. Comparatively, 10.3% of SiriusPoint shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares Zurich Insurance Group and SiriusPoint’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zurich Insurance Group	N/A	N/A	N/A
SiriusPoint	6.97%	11.31%	1.71%

Analyst Recommendations

This is a summary of recent recommendations for Zurich Insurance Group and SiriusPoint, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zurich Insurance Group	1	2	0	0	1.67
SiriusPoint	0	3	2	2	2.86

SiriusPoint has a consensus target price of $25.00, indicating a potential upside of 26.39%. Given SiriusPoint’s stronger consensus rating and higher possible upside, analysts clearly believe SiriusPoint is more favorable than Zurich Insurance Group.

Valuation & Earnings

This table compares Zurich Insurance Group and SiriusPoint”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zurich Insurance Group	$59.51 billion	1.75	$5.81 billion	N/A	N/A
SiriusPoint	$2.84 billion	0.81	$199.90 million	$1.59	12.44

Zurich Insurance Group has higher revenue and earnings than SiriusPoint.

Risk and Volatility

Zurich Insurance Group has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500. Comparatively, SiriusPoint has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500.

Summary

SiriusPoint beats Zurich Insurance Group on 10 of the 13 factors compared between the two stocks.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

About SiriusPoint

SiriusPoint Ltd. provides multi-line insurance and reinsurance products and services worldwide. The company operates through two segments, Reinsurance, and Insurance & Services. The Reinsurance segment provides aviation and space, accident and health, casualty, credit, marine and energy, property to insurance and reinsurance companies, government entities, and other risk bearing vehicles. This segment offers medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance services. The Insurance & Services segment provides accident and health, marine and energy, property and casualty, mortgage, environmental, workers' compensation, commercial auto lines, professional liability, and other lines of business. The company was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in February 2021. SiriusPoint Ltd. was incorporated in 2011 and is headquartered in Pembroke, Bermuda.