Synchrony Financial $SYF Shares Sold by AustralianSuper Pty Ltd

AustralianSuper Pty Ltd trimmed its stake in Synchrony Financial (NYSE:SYF) by 54.9% during the third quarter, according to its most recent filing with the Securities & Exchange Commission. The fund owned 1,309,866 shares of the financial services provider’s stock after selling 1,591,378 shares during the quarter. AustralianSuper Pty Ltd owned approximately 0.36% of Synchrony Financial worth $93,066,000 at the end of the most recent quarter.

Other institutional investors and hedge funds also recently modified their holdings of the company. NewEdge Advisors LLC boosted its position in shares of Synchrony Financial by 8.9% in the 1st quarter. NewEdge Advisors LLC now owns 8,302 shares of the financial services provider’s stock valued at $439,000 after purchasing an additional 679 shares during the period. Woodline Partners LP lifted its stake in Synchrony Financial by 36.2% during the first quarter. Woodline Partners LP now owns 35,582 shares of the financial services provider’s stock valued at $1,884,000 after buying an additional 9,460 shares in the last quarter. Focus Partners Wealth boosted its holdings in shares of Synchrony Financial by 7.7% in the first quarter. Focus Partners Wealth now owns 6,406 shares of the financial services provider’s stock worth $339,000 after buying an additional 459 shares during the period. Geneos Wealth Management Inc. boosted its holdings in shares of Synchrony Financial by 337.0% in the first quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock worth $31,000 after buying an additional 455 shares during the period. Finally, Sivia Capital Partners LLC increased its position in shares of Synchrony Financial by 56.1% in the second quarter. Sivia Capital Partners LLC now owns 6,062 shares of the financial services provider’s stock worth $405,000 after acquiring an additional 2,178 shares in the last quarter. 96.48% of the stock is owned by institutional investors and hedge funds.

Insider Buying and Selling at Synchrony Financial

In other Synchrony Financial news, insider Jonathan S. Mothner sold 32,000 shares of the stock in a transaction on Monday, November 17th. The shares were sold at an average price of $72.80, for a total transaction of $2,329,600.00. Following the transaction, the insider directly owned 127,100 shares of the company’s stock, valued at $9,252,880. This represents a 20.11% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available through the SEC website. Also, insider Darrell Owens sold 2,989 shares of the firm’s stock in a transaction dated Monday, November 3rd. The shares were sold at an average price of $74.02, for a total value of $221,245.78. Following the transaction, the insider owned 16,096 shares in the company, valued at approximately $1,191,425.92. This trade represents a 15.66% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last three months, insiders have sold 55,075 shares of company stock valued at $4,036,892. Company insiders own 0.33% of the company’s stock.

Synchrony Financial Stock Up 0.7%

Shares of Synchrony Financial stock opened at $73.49 on Thursday. The firm has a market cap of $26.47 billion, a price-to-earnings ratio of 8.02, a P/E/G ratio of 0.50 and a beta of 1.43. The company has a debt-to-equity ratio of 0.98, a current ratio of 1.24 and a quick ratio of 1.24. Synchrony Financial has a 52-week low of $40.54 and a 52-week high of $88.77. The stock has a 50-day simple moving average of $80.98 and a 200-day simple moving average of $75.64.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings data on Tuesday, January 27th. The financial services provider reported $2.18 EPS for the quarter, topping analysts’ consensus estimates of $2.02 by $0.16. The firm had revenue of $3.79 billion for the quarter, compared to the consensus estimate of $3.84 billion. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The firm’s revenue was down .2% on a year-over-year basis. During the same quarter in the prior year, the company posted $1.91 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. On average, equities research analysts expect that Synchrony Financial will post 7.67 earnings per share for the current fiscal year.

Synchrony Financial announced that its Board of Directors has initiated a share repurchase program on Wednesday, October 15th that authorizes the company to buyback $1.00 billion in shares. This buyback authorization authorizes the financial services provider to reacquire up to 3.7% of its shares through open market purchases. Shares buyback programs are typically a sign that the company’s leadership believes its shares are undervalued.

Synchrony Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Friday, February 6th will be paid a $0.30 dividend. This represents a $1.20 annualized dividend and a dividend yield of 1.6%. The ex-dividend date of this dividend is Friday, February 6th. Synchrony Financial’s payout ratio is presently 13.10%.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Q4 EPS beat and operational positives: SYF reported $2.18 EPS vs. $2.02 consensus, benefiting from margin expansion, lower charge-offs and buybacks — a clear near-term earnings driver. Press Release
• Positive Sentiment: Analyst buy support and high price targets: Several firms kept or raised bullish views (Compass Point upgrade to Buy, BTIG and TD Cowen reaffirmed Buy ratings with ~$95–96 targets), supplying upside narratives for investors. Compass Point Upgrade BTIG Note
• Positive Sentiment: Dividend declared: quarterly common dividend of $0.30/share (annualized yield ~1.6%) supports income-oriented holders. Dividend Announcement
• Neutral Sentiment: FY‑2026 guidance set to $9.10–$9.50 EPS (consensus ~9.34) — guidance is roughly in line but leaves limited surprise upside, so it’s a mixed catalyst. Guidance Slide Deck
• Neutral Sentiment: Analyst price-target adjustments: Several shops trimmed targets (JPMorgan $86→$84, RBC $91→$85, Barclays $101→$93) — these lower PTs temper enthusiasm but many still imply double‑digit upside. Benzinga Notes TickerReport
• Negative Sentiment: Revenue and costs headwinds: Q4 revenue of $3.79B missed street ~$3.84B and Reuters flagged profit hit by a restructuring charge and higher costs — these items pressure near-term margins. Reuters
• Negative Sentiment: Near-term investment/expense pressures and credit-policy risk: Management flagged higher RSA and other investments and analysis pieces warn political risk (card rate caps) and elevated near-term provisions could cap EPS growth in 2026. Seeking Alpha

Analysts Set New Price Targets

Several brokerages recently commented on SYF. Weiss Ratings restated a “buy (b-)” rating on shares of Synchrony Financial in a research report on Wednesday, January 21st. Hsbc Global Res raised shares of Synchrony Financial from a “hold” rating to a “strong-buy” rating in a research note on Thursday, October 9th. Wells Fargo & Company raised their target price on Synchrony Financial from $95.00 to $100.00 and gave the stock an “overweight” rating in a research report on Monday, January 5th. Wolfe Research assumed coverage on Synchrony Financial in a report on Monday, December 8th. They set an “outperform” rating and a $92.00 price target on the stock. Finally, Wall Street Zen raised Synchrony Financial from a “hold” rating to a “buy” rating in a research report on Saturday, January 17th. One analyst has rated the stock with a Strong Buy rating, thirteen have issued a Buy rating and nine have given a Hold rating to the company. Based on data from MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $87.47.

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.