Financial Analysis: M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) and AIFU (NASDAQ:AIFU)

M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) and AIFU (NASDAQ:AIFU) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, earnings, dividends, valuation, risk and institutional ownership.

Valuation & Earnings

This table compares M�nchener R�ckversicherungs-Gesellschaft and AIFU”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M�nchener R�ckversicherungs-Gesellschaft	$65.83 billion	1.24	$6.15 billion	$1.76	7.13
AIFU	$247.81 million	0.02	$62.33 million	$14.60	0.12

M�nchener R�ckversicherungs-Gesellschaft has higher revenue and earnings than AIFU. AIFU is trading at a lower price-to-earnings ratio than M�nchener R�ckversicherungs-Gesellschaft, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are held by institutional investors. Comparatively, 26.7% of AIFU shares are held by institutional investors. 25.6% of AIFU shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Risk & Volatility

M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.49, indicating that its share price is 51% less volatile than the S&P 500. Comparatively, AIFU has a beta of 0.65, indicating that its share price is 35% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for M�nchener R�ckversicherungs-Gesellschaft and AIFU, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M�nchener R�ckversicherungs-Gesellschaft	0	2	1	1	2.75
AIFU	1	0	0	0	1.00

Profitability

This table compares M�nchener R�ckversicherungs-Gesellschaft and AIFU’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
M�nchener R�ckversicherungs-Gesellschaft	10.34%	19.63%	2.22%
AIFU	N/A	N/A	N/A

Summary

M�nchener R�ckversicherungs-Gesellschaft beats AIFU on 10 of the 14 factors compared between the two stocks.

About M�nchener R�ckversicherungs-Gesellschaft

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.

About AIFU

AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.