Northland Securities Reduces Earnings Estimates for OneMain

OneMain Holdings, Inc. (NYSE:OMF) – Equities research analysts at Northland Securities reduced their FY2026 earnings estimates for OneMain in a research note issued to investors on Thursday, February 5th. Northland Securities analyst M. Grondahl now expects that the financial services provider will post earnings of $7.70 per share for the year, down from their prior forecast of $7.74. The consensus estimate for OneMain’s current full-year earnings is $6.46 per share.

Several other research analysts have also recently issued reports on the company. Wells Fargo & Company cut their price objective on OneMain from $75.00 to $70.00 and set an “equal weight” rating for the company in a research report on Friday. Citizens Jmp cut their price target on shares of OneMain from $70.00 to $68.00 and set a “market outperform” rating for the company in a report on Monday, November 24th. Weiss Ratings reiterated a “buy (b-)” rating on shares of OneMain in a research note on Monday, December 29th. TD Cowen reissued a “buy” rating on shares of OneMain in a report on Thursday, January 8th. Finally, Evercore set a $75.00 target price on shares of OneMain in a report on Tuesday, January 6th. Nine analysts have rated the stock with a Buy rating, three have given a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and an average target price of $71.70.

OneMain Price Performance

OMF opened at $61.58 on Monday. OneMain has a 12 month low of $38.00 and a 12 month high of $71.93. The stock has a market capitalization of $7.25 billion, a P/E ratio of 9.37, a P/E/G ratio of 0.35 and a beta of 1.33. The business has a 50 day simple moving average of $66.57 and a 200-day simple moving average of $61.34.

OneMain (NYSE:OMF) last announced its quarterly earnings data on Thursday, February 5th. The financial services provider reported $1.59 earnings per share for the quarter, beating analysts’ consensus estimates of $1.55 by $0.04. OneMain had a return on equity of 23.96% and a net margin of 14.35%.The company had revenue of $1.61 billion for the quarter, compared to analyst estimates of $1.28 billion. During the same quarter in the previous year, the company earned $1.16 EPS.

OneMain Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Monday, February 23rd. Investors of record on Tuesday, February 17th will be given a dividend of $1.05 per share. This represents a $4.20 annualized dividend and a dividend yield of 6.8%. The ex-dividend date is Tuesday, February 17th. OneMain’s payout ratio is currently 63.93%.

Insider Buying and Selling

In other OneMain news, CEO Douglas H. Shulman sold 57,500 shares of the stock in a transaction on Friday, January 2nd. The stock was sold at an average price of $68.41, for a total transaction of $3,933,575.00. Following the sale, the chief executive officer owned 174,100 shares in the company, valued at approximately $11,910,181. This represents a 24.83% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, SVP Michael A. Hedlund sold 652 shares of the firm’s stock in a transaction on Wednesday, November 26th. The stock was sold at an average price of $62.00, for a total value of $40,424.00. Following the transaction, the senior vice president directly owned 15,179 shares of the company’s stock, valued at $941,098. The trade was a 4.12% decrease in their position. The disclosure for this sale is available in the SEC filing. 0.40% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On OneMain

Institutional investors have recently added to or reduced their stakes in the business. Norges Bank purchased a new position in OneMain in the second quarter valued at approximately $85,541,000. Certuity LLC increased its position in shares of OneMain by 107.6% in the third quarter. Certuity LLC now owns 1,930,792 shares of the financial services provider’s stock worth $109,013,000 after acquiring an additional 1,000,654 shares in the last quarter. Arrowstreet Capital Limited Partnership increased its position in shares of OneMain by 57.0% in the third quarter. Arrowstreet Capital Limited Partnership now owns 1,965,244 shares of the financial services provider’s stock worth $110,958,000 after acquiring an additional 713,670 shares in the last quarter. Qube Research & Technologies Ltd raised its stake in shares of OneMain by 254.2% in the 3rd quarter. Qube Research & Technologies Ltd now owns 741,752 shares of the financial services provider’s stock valued at $41,879,000 after acquiring an additional 532,324 shares during the period. Finally, Brave Warrior Advisors LLC lifted its holdings in shares of OneMain by 7.2% during the 2nd quarter. Brave Warrior Advisors LLC now owns 7,870,085 shares of the financial services provider’s stock valued at $448,595,000 after acquiring an additional 526,449 shares in the last quarter. 85.82% of the stock is currently owned by institutional investors and hedge funds.

More OneMain News

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Q4 beat — OMF reported adjusted EPS above consensus and strong revenue growth (Q4 EPS beat and revenue well ahead of estimates), showing solid operating leverage and higher pretax/net income versus the prior year. PR Newswire: Q4 results
• Positive Sentiment: Dividend boost — The board declared a $1.05 quarterly dividend (ex-dividend Feb. 17), implying a roughly 6.7% yield, which supports income-focused holders and can underpin demand for the shares.
• Positive Sentiment: Resilient loan/credit performance — Management emphasized resilient loan growth and credit trends in the Q4 review and deep-dive coverage, suggesting core business momentum even as they remain cautious on the outlook. Yahoo Finance: Q4 deep dive
• Neutral Sentiment: Analyst nuance — Truist trimmed its target from $75 to $73 but kept a “buy” rating (still implying material upside), reflecting mixed analyst views rather than a consensus sell signal. Benzinga: Truist note
• Negative Sentiment: JPMorgan downgrade/target cut — JPMorgan lowered its price target to $63 and moved to an “underweight” stance, reducing demand from a major institutional channel and signaling skepticism on near-term upside. Benzinga: JPMorgan note
• Negative Sentiment: Costs & provisions rising — Coverage flagged that while net interest income rose, year-over-year expense and provision increases weighed on the stock after the print; investors are focused on whether margins and credit costs stabilize. Zacks: NII, costs, provisions

OneMain Company Profile

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.