Universal Insurance (UVE) Expected to Announce Earnings on Tuesday

Universal Insurance (NYSE:UVE) is expected to release its Q4 2025 results after the market closes on Tuesday, February 24th. Analysts expect the company to announce earnings of $0.60 per share and revenue of $372.99 million for the quarter. Investors can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Wednesday, February 25, 2026 at 10:00 AM ET.

Universal Insurance Stock Performance

Shares of Universal Insurance stock opened at $31.32 on Tuesday. Universal Insurance has a 12 month low of $19.46 and a 12 month high of $35.84. The stock’s fifty day simple moving average is $31.65 and its 200 day simple moving average is $29.44. The company has a market capitalization of $878.44 million, a PE ratio of 7.39 and a beta of 0.70. The company has a current ratio of 0.55, a quick ratio of 0.55 and a debt-to-equity ratio of 0.20.

Universal Insurance Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Friday, March 13th. Investors of record on Friday, March 6th will be paid a dividend of $0.16 per share. This represents a $0.64 dividend on an annualized basis and a yield of 2.0%. The ex-dividend date of this dividend is Friday, March 6th. Universal Insurance’s dividend payout ratio is presently 15.09%.

Wall Street Analysts Forecast Growth

Several research analysts have recently weighed in on the stock. Zacks Research cut shares of Universal Insurance from a “strong-buy” rating to a “hold” rating in a report on Tuesday, December 23rd. Piper Sandler upped their target price on shares of Universal Insurance from $35.00 to $40.00 and gave the stock an “overweight” rating in a research note on Monday, December 22nd. Wall Street Zen upgraded Universal Insurance from a “buy” rating to a “strong-buy” rating in a report on Saturday, December 27th. Finally, Weiss Ratings restated a “buy (b)” rating on shares of Universal Insurance in a report on Wednesday, January 21st. Two investment analysts have rated the stock with a Buy rating and one has given a Hold rating to the company’s stock. According to MarketBeat, Universal Insurance has an average rating of “Moderate Buy” and an average target price of $40.00.

Insiders Place Their Bets

In related news, Chairman Sean P. Downes sold 20,000 shares of Universal Insurance stock in a transaction dated Friday, December 19th. The stock was sold at an average price of $33.82, for a total value of $676,400.00. Following the sale, the chairman owned 1,243,512 shares of the company’s stock, valued at approximately $42,055,575.84. The trade was a 1.58% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CEO Stephen Donaghy sold 25,000 shares of the stock in a transaction that occurred on Monday, December 29th. The shares were sold at an average price of $34.07, for a total value of $851,750.00. Following the transaction, the chief executive officer directly owned 679,961 shares of the company’s stock, valued at $23,166,271.27. This trade represents a 3.55% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold 66,855 shares of company stock valued at $2,259,697 in the last three months. 17.50% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On Universal Insurance

A number of institutional investors have recently added to or reduced their stakes in UVE. Dynamic Technology Lab Private Ltd acquired a new stake in shares of Universal Insurance in the fourth quarter valued at approximately $426,000. Intech Investment Management LLC lifted its holdings in Universal Insurance by 30.5% during the 3rd quarter. Intech Investment Management LLC now owns 15,051 shares of the insurance provider’s stock valued at $396,000 after purchasing an additional 3,520 shares during the last quarter. Envestnet Asset Management Inc. lifted its holdings in Universal Insurance by 22.2% during the 3rd quarter. Envestnet Asset Management Inc. now owns 10,965 shares of the insurance provider’s stock valued at $288,000 after purchasing an additional 1,995 shares during the last quarter. State of Wyoming boosted its position in Universal Insurance by 364.9% during the second quarter. State of Wyoming now owns 12,520 shares of the insurance provider’s stock worth $347,000 after purchasing an additional 9,827 shares during the period. Finally, The Manufacturers Life Insurance Company acquired a new position in shares of Universal Insurance in the second quarter valued at $257,000. 66.61% of the stock is currently owned by institutional investors and hedge funds.

Universal Insurance Company Profile

Universal Insurance Holdings, Inc (NYSE: UVE) is a property and casualty insurance holding company headquartered in Jacksonville, Florida. The company underwrites homeowners and other residential property insurance products to protect against natural catastrophes such as hurricanes, windstorms and fires. It distributes policies primarily through a network of independent agents and brokers, offering coverage for primary residences, secondary homes, condominiums, vacant dwellings and rental properties across its service territory.

In addition to personal lines, Universal provides commercial property and casualty insurance tailored to small businesses and institutional clients.