English Capital Management LLC Cuts Stock Holdings in Synchrony Financial $SYF

English Capital Management LLC decreased its holdings in Synchrony Financial (NYSE:SYF) by 13.5% in the 3rd quarter, according to the company in its most recent disclosure with the SEC. The institutional investor owned 111,407 shares of the financial services provider’s stock after selling 17,437 shares during the quarter. Synchrony Financial accounts for approximately 5.1% of English Capital Management LLC’s holdings, making the stock its 4th largest position. English Capital Management LLC’s holdings in Synchrony Financial were worth $7,915,000 as of its most recent SEC filing.

A number of other large investors also recently modified their holdings of the business. Westside Investment Management Inc. lifted its holdings in Synchrony Financial by 100.0% in the third quarter. Westside Investment Management Inc. now owns 358 shares of the financial services provider’s stock worth $25,000 after purchasing an additional 179 shares during the period. Investors Towarzystwo Funduszy Inwestycyjnych Spolka Akcyjna bought a new stake in shares of Synchrony Financial during the 2nd quarter worth about $26,000. Salomon & Ludwin LLC lifted its stake in shares of Synchrony Financial by 54.9% in the 3rd quarter. Salomon & Ludwin LLC now owns 412 shares of the financial services provider’s stock worth $29,000 after acquiring an additional 146 shares during the period. True Wealth Design LLC boosted its holdings in shares of Synchrony Financial by 5,787.5% in the second quarter. True Wealth Design LLC now owns 471 shares of the financial services provider’s stock valued at $31,000 after acquiring an additional 463 shares in the last quarter. Finally, Colonial Trust Co SC boosted its holdings in shares of Synchrony Financial by 40.2% in the third quarter. Colonial Trust Co SC now owns 474 shares of the financial services provider’s stock valued at $34,000 after acquiring an additional 136 shares in the last quarter. 96.48% of the stock is owned by institutional investors and hedge funds.

Insider Activity

In other news, insider Curtis Howse sold 52,556 shares of Synchrony Financial stock in a transaction that occurred on Monday, February 2nd. The shares were sold at an average price of $72.32, for a total value of $3,800,849.92. Following the transaction, the insider directly owned 94,196 shares of the company’s stock, valued at $6,812,254.72. This trade represents a 35.81% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, Director Arthur W. Coviello, Jr. sold 4,000 shares of the business’s stock in a transaction that occurred on Monday, February 2nd. The shares were sold at an average price of $72.32, for a total transaction of $289,280.00. Following the sale, the director owned 32,444 shares in the company, valued at $2,346,350.08. This represents a 10.98% decrease in their position. The disclosure for this sale is available in the SEC filing. Company insiders own 0.32% of the company’s stock.

Synchrony Financial Stock Performance

SYF opened at $72.83 on Thursday. The firm has a market cap of $25.32 billion, a PE ratio of 7.84, a P/E/G ratio of 0.63 and a beta of 1.43. The company has a quick ratio of 1.24, a current ratio of 1.24 and a debt-to-equity ratio of 0.98. The business has a fifty day simple moving average of $78.26 and a 200-day simple moving average of $76.00. Synchrony Financial has a fifty-two week low of $40.54 and a fifty-two week high of $88.77.

Synchrony Financial (NYSE:SYF) last announced its earnings results on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $2.02 by $0.16. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The company had revenue of $3.79 billion for the quarter, compared to analyst estimates of $3.84 billion. During the same period in the previous year, the firm earned $1.91 earnings per share. Synchrony Financial’s revenue for the quarter was down .2% compared to the same quarter last year. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. As a group, equities analysts predict that Synchrony Financial will post 7.67 EPS for the current fiscal year.

Synchrony Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, February 17th. Shareholders of record on Friday, February 6th were paid a dividend of $0.30 per share. The ex-dividend date of this dividend was Friday, February 6th. This represents a $1.20 dividend on an annualized basis and a yield of 1.6%. Synchrony Financial’s dividend payout ratio is currently 12.92%.

Wall Street Analyst Weigh In

Several brokerages recently commented on SYF. Weiss Ratings reissued a “buy (b-)” rating on shares of Synchrony Financial in a report on Wednesday, January 21st. Wells Fargo & Company lifted their price target on Synchrony Financial from $95.00 to $100.00 and gave the company an “overweight” rating in a research report on Monday, January 5th. Truist Financial cut their price objective on Synchrony Financial from $92.00 to $84.00 and set a “hold” rating for the company in a report on Thursday, January 29th. Wall Street Zen cut Synchrony Financial from a “buy” rating to a “hold” rating in a research note on Saturday, January 31st. Finally, Barclays lowered their target price on Synchrony Financial from $101.00 to $93.00 and set an “overweight” rating on the stock in a report on Wednesday, January 28th. One investment analyst has rated the stock with a Strong Buy rating, thirteen have assigned a Buy rating and seven have given a Hold rating to the company. According to MarketBeat.com, the company currently has an average rating of “Moderate Buy” and a consensus target price of $87.11.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.